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Presented by
Bruce Campbell |
400 Oak Street, Babylon, NY, 11726 | $2,895
Welcome to 400 Oak St. THIS IS AN AFFORDABLE UNIT MEANING SPECIFIC INCOME REQUIREMENTS. Affordable rental program. Your gross annual income must be pursuant to town requirements. The unit will be available to households with incomes that do not exceed 80% of the HUD AMI as set forth below based on unit type. One person - no more than $92, 350. Two people no more than $105, 350. Three people no more than $118, 750. No less than $79, 172. Must be what is on your W2. Not above-this is a very specific guideline. This brand new building is located in the heart of Copiague! Absolutely beautiful new property and done to the nines. This is a three story building with a elevator. Washer Dryer in all units, modern cabinets and design, quartz countertops and stainless steel appliances. Hardwood flooring throughout and custom European windows! The building is located close proximity to the L. I. R. R. Utilities are separate. Tenant to pay gas and electric. There is central air-conditioning and high ceilings. Please no pets or smoking. Available for immediate occupancy!
Features
- Type: Multi Family
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Style: Other
- Year Built: 2025
- Heating: Forced Air
- Cooling: Central Air
- Approx Sq. Feet: 1,200
- Acreage: 0.24
- Elem. School: Deauville Gardens East Elementary
- Middle School: Copiague Middle School
- High School: Walter G O'Connell Copiague High Sch
- School District: Copiague
- Pets Allowed: No
- Appliances: Convection Oven, Dishwasher, Dryer, Gas Oven, Gas Range, Microwave, Stainless Steel Appliance(s)
- Lease Term Type: 12 Months
- MLS#: 957733
- Days on Market: 27 days
- Website: https://www.raveis.com
/prop/957733/400oakstreet_babylon_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Bruce CampbellSales Associate
203.984.5227
bruce.campbell@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69957
914.260.5535
Mace.Rattet@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69244
914.260.2006
Francine.Silberman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeInsurance Sales Director, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
400 Oak Street, Babylon, NY, 11726
$2,895
Bruce Campbell
Sales Associate
William Raveis Real Estate
Phone: 203.984.5227
bruce.campbell@raveis.com
Mace L. Rattet
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
Francine Silberman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $2,316 | $2,316 | $2,316 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $13 | $14 | $18 |
| Total Monthly Payment | $88 | $89 | $93 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535