3310 GARDENIA DRIVE, Hernando Beach, FL, 34607 | $150,000

A rare opportunity to create your own waterfront resort in Hernando Beach. Imagine designing a private coastal retreat across three waterfront lots in the heart of Hernando Beach — a space where every day feels like a getaway. Whether your vision is a luxury personal resort, a multi-home compound, or a high-end investment property, this opportunity offers the space and setting to truly build something special. This buildable waterfront lots offer indirect access to the Gulf of America via a boat lift, making it easy to enjoy boating, sunsets, and the laid-back waterfront lifestyle Hernando Beach is known for. As a golf cart community, getting around is simple and fun — with local restaurants and shops just minutes away. And when you’re ready to explore beyond the neighborhood, you’re only about 15 minutes from Pine Island Beach and Weeki Wachee Springs, giving you quick access to some of Florida’s most beautiful natural destinations.
Opportunities to create something this unique don’t come around often. If you’ve been dreaming of building a true waterfront escape — one that blends space, privacy, and coastal charm — this might be exactly what you’ve been waiting for.

Features

  • Lot Size: 73 x 100
  • Lot Desc: Buildable
  • View: Water
  • Pet Policy: Yes
  • MLS#: W7882651
  • Days on Market: 32 days
  • Website: https://www.raveis.com
    /prop/W7882651/3310gardeniadrive_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/6/2026 6:12:37 AM)
Listing courtesy of Premiere Properties   Phone: 352-293-1908

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3310 GARDENIA DRIVE, Hernando Beach, FL, 34607

$150,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $120,000 $120,000 $120,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.178% 5.628%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $691 $719 $973
Total Monthly Payment $766 $794 $1,048

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.