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GARDINER – OLD-WORLD CHARM WITH MODERN UPDATES Step into a home full of character and timeless charm! This turn-of-the-century vintage colonial will wow you from the moment you enter the grand foyer with its sweeping stairwell, stunning hardwood floors, wide-plank baseboards, and elegant arched doorways that flow throughout the home. The main floor features a beautifully updated kitchen with quartz countertops and warm cinnamon cabinetry. Relax in the inviting sitting room with its wood-burning fireplace or retreat to the home library, a perfect spot for reading or working from home. With 5 bedrooms and 2 baths, spacious rooms, high beamed ceilings, and wide hallways, this home offers both comfort and grandeur. Nine-foot ceilings on the main floor and eight-foot ceilings on the second floor enhance the sense of space, while a full walk-up attic and a walk-out basement provide plenty of storage, flexible living space, or future expansion possibilities. Set on a private, expansive lot, the property also includes a 20x20 barn with electric ideal for a workshop, home office, or creative space. Once an antique center, the home enjoys excellent visibility while maintaining a serene country setting. The large backyard with lush perennial gardens and mature trees provides a peaceful oasis for outdoor enjoyment. Located just minutes from Gardiner, Mohonk, and Minnewaska State Parks, with nearby farmstands and wineries, this home is a rare blend of old-world elegance and modern convenience. Truly a special property you won’t want to miss!
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.648% |
| Monthly Tax Payment | $765 | $765 | $765 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,076 | $3,202 | $4,214 |
| Total Monthly Payment | $3,933 | $4,059 | $5,071 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.