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Welcome to easy, laid-back living on James Island--where beach days and downtown nights are both just minutes away. Located off Secessionville Road, this home offers quick access to the James Island Connector for seamless trips into downtown Charleston, while Folly Beach is only a short drive in the other direction. No HOA means flexibility and freedom to truly enjoy the island lifestyle. Inside, the home features a bright, open-concept layout designed for modern living and entertaining. The kitchen is the heart of the home, showcasing a gas cooktop, stainless steel hood, wall oven, convection microwave, and striking countertops with a herringbone backsplash. Hardwood floors run throughout the main living areas, with site-finished hardwoods continuing up the stairs for a cohesive, elevated feel. Upstairs, the spacious primary suite serves as a private retreat, complete with a newly renovated spa-style bathroom featuring a luxurious shower and separate soaking tub. Just outside the primary bedroom, a large bonus room provides flexible space ideal for a media room, home office, gym, or playroom. Three additional bedrooms and a generous full bath complete the upper level. With a "like-new" feel, a smart and functional floor plan, and a location that embodies the best of James Island livingclose to Folly Beach, downtown Charleston, and local favoritesthis home offers comfort, convenience, and lifestyle in one compelling package. Don't hesitate to schedule a private showing! Welcome Home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$850,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $680,000 | $680,000 | $680,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.259% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,077 | $4,132 | $5,738 |
| Total Monthly Payment | $4,169 | $4,224 | $5,830 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.