109 S River Road, Sewalls Point, FL, 34996 | $22,950,000

Known as River House, offered fully furnished & turnkey (excluding artwork), this newly completed riverfront estate sits atop a commanding 30-foot bluff in Sewalls Point, spanning 4. 3 acres with sweeping, mile-long sunset views across the St. Lucie River. Designed as a modern Bahamian retreat, the residence blends imported Belgian materials with warmth and timeless elegance. Internationally recognized and featured in Vogue Australia for its exceptional design and craftsmanship. Complementing the offering, bespoke Seller Financing is available, including up to one-third of the purchase price, structured as interest-only for a period of up to five years, with no prepayment penalty, an uncommon and highly advantageous provision designed to accommodate a variety of acquisition strategies. Curated by Melhorn Architecture & Construction with interiors by Design Studio JAC, the estate reflects a level of intention and craftsmanship rarely achieved, resulting in a residence designed for longevity rather than trends. Dominican coral flooring, creamy lime plaster walls with Roman clay texture, and expansive walls of glass create a calm, gallery like backdrop for art and waterfront vistas. Vaulted ceilings accented by reclaimed European oak beams lend depth and permanence, while subtle variations in tone and texture define an atmosphere of quiet luxury. Outdoor living is seamlessly integrated through impact glass wall systems, with a resort style pool, expansive deck spaces, and lush gardens extending the living areas into the landscape and down toward a private beach. Mature oak and banyan trees frame the setting, reinforcing the estate's sense of privacy, scale, and serenity. A world class boating compound offers deep water dockage with multiple lifts, accommodating vessels over 100 feet with ease while providing direct access to the inlet and open ocean. The estate is further complemented by a private guest house, three garages with capacity for up to 17 vehicles, and meticulously designed grounds. Thoughtfully curated from architecture to landscape, River House represents a generational waterfront offering. Timeless in design, rich in detail, and among the most distinguished estates in South Florida.

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 4 full / 6 half
  • Lot Size: 870x213
  • Style: Colonial
  • Year Built: 2024
  • Garage: 17-car Attached
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 10,242
  • Acreage: 4.29
  • Lot Size: 870x213
  • Est. Taxes: $127,807
  • View: River
  • Water Front: Yes
  • Elem. School: Felix A. Williams
  • Middle School: Stuart
  • High School: Jensen Beach
  • Pool: Heated
  • Pet Policy: Yes
  • Appliances: Dryer, Dishwasher, Gas Range, Refrigerator, Washer
  • MLS#: R11160001
  • Website: https://www.raveis.com
    /eprop/R11160001/109sriverroad_sewallspoint_fl?source=qrflyer
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Listing courtesy of One Sotheby's Intl. Realty

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

109 S River Road, Sewalls Point, FL, 34996

$22,950,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $18,360,000 $18,360,000 $18,360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.312% 6.235% 6.164%
Monthly Tax Payment $10,651 $10,651 $10,651
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $108,606 $111,557 $154,932
Total Monthly Payment $119,382 $122,333 $165,708

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.