93 Smith Avenue, White Plains, NY, 10605 | $799,900

Picture-perfect Cape Cod situated on a desirable corner lot in the heart of the Highlands neighborhood of White Plains. Completely renovated, this brick home features all-new windows and new vinyl siding, offering timeless curb appeal paired with modern efficiency. A spacious entry foyer welcomes you into sun-filled interiors highlighted by gleaming hardwood floors throughout. The inviting living room is enhanced by a large picture window, while the elegant dining area opens to a wood deck and stone patio, ideal for indoor-outdoor entertaining. The private backyard is fully fenced with stockade fencing and enhanced by newly added landscaping shrubs, creating an enchanting and tranquil setting. The charming kitchen showcases white cabinetry, granite countertops, stainless steel appliances, and classic country appeal. Three generously sized bedrooms are complemented by a versatile den/home office, allowing the home to live like a four-bedroom. An impeccably updated hall bath completes the main level. The lower-level basement offers a versatile, multi-functional recreation space, laundry area, and convenient access to the garage. Fixed plumbing is already in place, presenting an excellent opportunity to add a bathroom and further enhance the space. Ideally located close to Metro-North, shopping, fine dining, parks, schools, and major highways, this exceptional home delivers privacy, flexibility, and convenience in one of White Plains’ most desirable neighborhoods.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 1 full
  • Laundry: Gas Dryer Hookup, In Basement, Laundry Room, Washer Hookup
  • Style: Cape Cod
  • Year Built: 1952
  • Garage: 1-car
  • Heating: Hot Air, Natural Gas
  • Cooling: Wall/Window Unit(s)
  • Basement: Full
  • Approx Sq. Feet: 1,652
  • Acreage: 0.12
  • Est. Taxes: $11,187
  • View: Neighborhood
  • Elem. School: White Plains
  • Middle School: White Plains Middle School
  • High School: White Plains Senior High School
  • School District: White Plains
  • Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s), Washer
  • MLS#: 954333
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /prop/954333/93smithavenue_whiteplains_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Howard Hanna Rand Realty   Phone: 914-723-8700

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

93 Smith Avenue, White Plains, NY, 10605

$799,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,920 $639,920 $639,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.292% 5.628%
Monthly Tax Payment $932 $932 $932
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,684 $3,888 $5,186
Total Monthly Payment $4,708 $4,912 $6,210

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.