10821 SW 87TH TERRACE, Ocala, FL, 34481 | $246,900

Come check out this beautiful, meticulously maintained home located in the highly sought after 55+ gated community of Oak Run. This spacious and functional property offers 2 bedrooms, 2 bathrooms, and a versatile den that could easily serve as a third bedroom. With 1, 415 square feet of living space, the open living and dining area features bamboo flooring flowing seamlessly throughout the main living spaces, creating a warm and inviting atmosphere. The kitchen is thoughtfully designed with generous counter space, updated countertops, newly updated cabinetry completed in 2026, stylish open shelving, and a dedicated coffee bar, perfect for everyday living and entertaining. Primary bedroom is generously sized and includes a walk in closet and an updated en suite bath with barn doors and a glass enclosed tile shower. The spacious guest bedroom is conveniently located near the second full bath. Sliding glass doors lead to an air conditioned and heated lanai that provides flexible space ideal for a den, home office, or third bedroom while overlooking a tranquil pond. Just off the lanai is a screened in porch, perfect for enjoying your morning coffee or relaxing while taking in the peaceful surroundings. The 2 car garage includes shelving, a workbench, a laundry area, and access to the screened in porch. Recent updates include a New roof in 2023, New water heater in 2021, New HVAC unit in 2016 & Compressor replaced in 2018, updated electrical panel in 2023, all water lines replaced in 2023, and a 1 year home warranty at closing, making this home truly move in ready. Oak Run offers a vibrant lifestyle with multiple pools, fitness centers, a golf course, a clubhouse, and various dining options. Golf carts are welcome, making it easy to explore and enjoy everything the community has to offer!

Features

  • Amenities: Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Racquetball, Recreation Facilities, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Wheelchair Access
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 80 x 80
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Year Built: 1987
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,415
  • Acreage: 0.15
  • Lot Size: 80 x 80
  • Est. Taxes: $943
  • HOA Fee: $146 Monthly
  • Lot Desc: Cleared, Level
  • Adult Communities: Yes
  • Elem. School: Hammett Bowen Jr. Elementary
  • Middle School: Liberty Middle School
  • High School: West Port High School
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: OM717887
  • Days on Market: 100 days
  • Website: https://www.raveis.com
    /prop/OM717887/10821sw87thterrace_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 10:17:10 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Lucia SalamoneSales Associate

203.561.0716

Lucia.Salamone@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Joseph MollicaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 130058

203.952.8600

Joseph.Mollica@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Alex FerroInsurance Sales Director, William Raveis Insurance

203.610.1536

Alex.Ferro@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10821 SW 87TH TERRACE, Ocala, FL, 34481

$246,900

Lucia Salamone

Sales Associate

William Raveis Real Estate

Phone: 203.561.0716

Lucia.Salamone@raveis.com

Joseph Mollica

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.952.8600

Joseph.Mollica@raveis.com

NMLS Mortgage Loan Originator ID 130058

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $197,520 $197,520 $197,520
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $79 $79 $79
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,216 $1,265 $1,653
Total Monthly Payment $1,370 $1,419 $1,807

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.