3102 SE 34TH AVENUE, Okeechobee, FL, 34974 | $314,500

Welcome to your waterfront paradise at 3102 SE 34th Avenue, located in the highly desirable Treasure Island community of Okeechobee. This 2-bedroom, 2-bath home offers the perfect blend of comfort, privacy, and outdoor living with direct canal access to Lake Okeechobee. Inside, you’ll find a bright and open layout with new vinyl plank flooring throughout, spacious living and dining areas, and a well-appointed kitchen with all essential appliances. The primary suite features double closets and a generous en-suite bathroom, while central heating and cooling provide year-round comfort. Recent updates include NEW roofs on both the home and boathouse, offering added peace of mind. Step outside to a screened-in back porch overlooking the peaceful canal, ideal for morning coffee or quiet evenings. The property sits on just over a quarter acre with a two-car carport, fenced backyard, and mature hedges that provide added privacy. For boating and fishing enthusiasts, the private dock is fully equipped with water supply, electricity, a fish cleaning station, and two covered boat slips—one with a lift. The home is connected to city water, and owner has prepaid for septic conversion to public sewer, so the new owner won’t need to worry about that additional cost. With no HOA restrictions, this property is perfect for investors, snowbirds, or anyone looking for a flexible rental, lease, or Airbnb opportunity. Whether you're seeking a full-time residence or a seasonal escape, this home offers the ultimate Florida lifestyle. Schedule your private showing today!

Features

  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 110 x 110
  • Laundry: Laundry Closet
  • Year Built: 1978
  • Garage: Oversized, Parking Pad
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,368
  • Acreage: 0.25
  • Lot Size: 110 x 110
  • Est. Taxes: $3,280
  • Elem. School: Everglades Elementary
  • Middle School: Osceola Middle
  • High School: Okeechobee High School
  • Appliances: Dryer, Microwave, Refrigerator, Washer
  • MLS#: A4680409
  • Days on Market: 42 days
  • Website: https://www.raveis.com
    /prop/A4680409/3102se34thavenue_okeechobee_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/17/2026 10:35:34 AM)
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE   Phone: 941-254-6467

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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3102 SE 34TH AVENUE, Okeechobee, FL, 34974

$314,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $251,600 $251,600 $251,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.296% 6.406% 5.668%
Monthly Tax Payment $273 $273 $273
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,468 $1,549 $2,039
Total Monthly Payment $1,816 $1,897 $2,387

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.