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This move-in-ready villa is ideally located in Valencia Lakes, the Greater Tampa Bay area’s top-rated 55+ resort-style gated community. From the moment you arrive, the home’s inviting curb appeal stands out with brick pavers, a classic barrel tile roof, and lush, manicured landscaping. Inside, the popular Cristina floor plan offers 1, 321 square feet of open living space featuring two bedrooms, two full bathrooms, and a two-car garage, designed for both comfort and ease of living. The open kitchen flows seamlessly into the informal dining area and spacious great room, creating an ideal setting for everyday living and entertaining. Sliding doors lead directly to the screened and covered lanai, where mature landscaping provides exceptional backyard privacy, making it the perfect place to relax or host guests. Large tile flooring enhances the main living areas, while luxury laminate flooring in both bedrooms offers a stylish, low-maintenance lifestyle.
The eat-in gourmet kitchen is thoughtfully appointed with 42-inch maple cabinets, upper and lower cabinet lighting, glass-front doors with shelving and downlighting, granite countertops with an extended serving bar for additional seating, stainless steel appliances including a new Samsung dishwasher, and a spacious pantry. The primary suite features laminate wood-look flooring and a generous walk-in closet, while the en-suite bathroom showcases custom granite countertops with dual square sinks, maple cabinetry, and a large walk-in shower with tiled surround and designer accents. The guest bathroom includes a tiled tub and shower combination, maple cabinets, and a custom granite countertop with an extended banjo top and square sink. The laundry area comes complete with a washer and dryer along with ventilated shelving for added storage. Additional upgrades include accordion storm shutters for peace of mind, a water softener system, a new upgraded HVAC system installed in 2023, a water heater replaced in 2021, ceiling fans, recessed lighting, custom window treatments, blinds, and a garage overhead storage rack. Residents of Valencia Lakes enjoy an exceptional active lifestyle with resort-style amenities that make every day feel like a vacation. The community features a stunning 40, 000-square-foot clubhouse, multiple pools, a bistro, clubs, art and fitness classes, pickleball and tennis courts, a 24-hour fitness center, live entertainment, restaurant, boat/RV storage and so much more. This is Florida living at its finest—start living the dream today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$279,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $223,200 | $223,200 | $223,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.648% |
| Monthly Tax Payment | $67 | $67 | $67 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,320 | $1,374 | $1,809 |
| Total Monthly Payment | $1,462 | $1,516 | $1,951 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.