432 NW North River Drive, Stuart, FL, 34994 | $1,350,000

Ready Now!- New Construction. Courtyard Home with Main-Level Owner's Suite | 4 bedrooms, 4. 5 baths

Discover sophisticated living in this stunning new courtyard-style home featuring the convenience of a first-floor owner's suite. This exceptional two-story residence offers seamless indoor-outdoor design with the main-level master bedroom providing single-story living comfort. Located within walking distance of the Saint Lucie River in one of Stuart's most peaceful and tranquil neighborhoods, this contemporary home combines modern luxury with a Florida coastal lifestyle.
The chef-inspired gourmet kitchen anchors the home with the GE Cafe line of professional-grade appointments, including a 36'' induction cooktop, a ventilation hood, double wall ovens, a wine chiller, and a built-in microwave drawer. A stainless steel farm sink and a Moen faucet with a pull-down sprayer are conveniently located in the island. Every detail provides both functionality and style for daily living and entertaining. Wood flooring is through the great room, kitchen, dining room, owner's suite, stairs, and loft. Tile floors are in the baths & in the laundry room. Secondary bedrooms have premium carpeting with upgraded padding for comfort. Lighting from premium brands, including Kichler, illuminates the interior and exterior of this new home in style. Indoor-Outdoor Florida Living Enjoy effortless flow between indoor and outdoor living. There is a welcoming covered front porch and a charming side porch, accessible through French doors from the dining room. The first-floor features 3 sets of 10' tall sliding glass doors that open directly to the private, lushly landscaped courtyard patio, perfect for morning coffee or evening relaxation. The courtyard is accessible from the living room, dining room, and owner's suite. Spa-Inspired Master Bath The luxurious master bathroom creates a private spa retreat with a freestanding soaking tub, separate shower, and stunning accent tile. The owners' bath has Cambria quartz countertops. The master closet includes custom, built-in shelving for organized storage. Premium Features & Convenience Additional amenities include a fully equipped laundry room with a GE front-load washer and dryer with a built-in steam feature, as well as a utility sink. Professional landscaping enhances the home's striking curb appeal and complements the Stuart, Florida setting. An oversized 2-car garage with epoxy floor coating has very high ceilings and provides ample additional storage space. Prime Stuart Location - No HOA Positioned in a tranquil Stuart neighborhood, this property offers rare access to Saint Lucie River waterfront activities, scenic views, and downtown Stuart's acclaimed dining, shopping, and recreation. It is steps from the newly remodeled Oleander Park, where you can enjoy a short stroll to the Saint Lucie River. Best of all, there are no HOA fees or restrictions, providing complete freedom without monthly association dues. CBS Construction Built with concrete block construction for exceptional durability and storm resistance, this home features impact windows and doors throughout, including 10' sliding glass doors, providing enhanced security and hurricane protection for complete peace of mind in Florida's coastal climate. This exceptional opportunity combines quality new construction, thoughtful design, and prime positioning in one of Stuart, Florida's most desirable communities.

Features

  • Amenities: Sidewalks, Street Lights
  • Rooms: 11
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Lot Size: 114x50
  • Laundry: Inside, Laundry Tub
  • Year Built: 2026
  • Garage: 2-car Attached
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 2,855
  • Lot Size: 114x50
  • Est. Taxes: $1,253
  • Lot Desc: Sidewalks
  • Elem. School: Felix A. Williams
  • Middle School: Stuart
  • High School: Jensen Beach
  • Pet Policy: Yes, No Restrictions
  • Appliances: Electric Water Heater, Cooktop, Dryer, Disposal, Dishwasher, Electric Range, Microwave, Oven, Refrigerator, Water Heater, Washer
  • MLS#: RX-11115864
  • Website: https://www.raveis.com
    /eprop/RX-11115864/432nwnorthriverdrive_stuart_fl?source=qrflyer
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Listing courtesy of Eagle & Albatross Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

432 NW North River Drive, Stuart, FL, 34994

$1,350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,080,000 $1,080,000 $1,080,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.130% 5.984% 5.912%
Monthly Tax Payment $104 $104 $104
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,132 $6,389 $8,968
Total Monthly Payment $6,361 $6,618 $9,197

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.