3900 COLONY COURT, Punta Gorda, FL, 33950 | $475,000

ASSUMABLE FLOOD INSURANCE - This CUSTOM-BUILT elevated Florida-style waterfront home offers 2 bedrooms, 2 1/2 bathrooms, and 1, 855 sq ft of thoughtfully designed living space, complemented by a clean, modern exterior blending comfort and functionality along with a metal roof. Nestled on the Venice Canal, the property features 141 feet of waterfront and a 7’ x 14’ concrete dock with pilings, providing quick boating access to Charlotte Harbor and the Gulf of Mexico—a true haven for water enthusiasts. The fixed bridge clearance measures approximately 12’–13’, depending on conditions. Set on a generous lot, the home includes an expansive concrete driveway with ample space for vehicles, boats, or toys. The raised main living area provides peace of mind while creating a breezy, shaded space below—perfect for outdoor seating, storage, or future entertaining. A 144-sq-ft metal shed adds room for tools, lawn equipment, or water gear. Recent updates new septic system, double front doors, and appliances. The A/C and hot water heater were replaced in 2017 for reliable comfort. The exterior showcases a crisp, neutral palette, low-maintenance finishes, and wide staircases leading to multiple entry points. Inside, the bright, open-concept living area flows seamlessly into the kitchen and dining spaces, ideal for everyday living and entertaining. Durable tile flooring spans the home, while neutral tones and ceiling fans enhance comfort and airflow. Large sliding glass doors open to a 55’ x 15’ rear deck spanning the home’s width, overlooking the tranquil canal—perfect for dining, entertaining, or relaxing in Florida style. The chef-inspired kitchen features two center islands: one with a stainless-steel oven and the other with a breakfast bar for four. White cabinetry, glass-front upper cabinets, and abundant recessed lighting complete this functional space. A conveniently located laundry area off the kitchen adds efficiency. The split-bedroom layout offers two primary suites for ultimate privacy. The first suite includes dual-door closets, a sitting area, and slider access to the rear deck. Its ensuite has a jetted soaking tub, Roman shower, L-shaped vanity with double sinks, and a separate toilet room. The second primary suite features a walk-in closet and an attached bath with a walk-in shower that also connects to the kitchen area—ideal for flexible living or guest accommodations. Versatile ground-level living space has a fully screened, open area that expands usable living and entertaining space. Designed for durability, the concrete slab and high ceilings provide room for lounging, dining, or hosting gatherings. Multiple doors open into a bonus area plumbed with a bathroom, enhancing the space’s potential for a casual hangout, outdoor kitchen, workshop, or future conversion. Close to I-75/US41 and nearby Fishermen's Village, downtown Punta Gorda shops & restaurants, Saint Andrews Golf Course, and excellent boating, fishing, and sailing. Home is spotless and ready for you—enjoy the Florida lifestyle in this impressive home! **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Lot Size: 141 x 110
  • Laundry: In Kitchen, Inside
  • Style: Key West
  • Year Built: 2002
  • Garage: Boat, Covered, Driveway, Ground Level, Guest, Off Street, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,855
  • Acreage: 0.36
  • Lot Size: 141 x 110
  • Est. Taxes: $3,474
  • Lot Desc: Cleared, In County, Landscaped, Oversized Lot, Street Dead-End
  • View: Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7521086
  • Days on Market: 66 days
  • Website: https://www.raveis.com
    /prop/C7521086/3900colonycourt_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/9/2026 9:34:02 PM)
Listing courtesy of MARINA PARK REALTY LLC   Phone: 941-205-0888

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3900 COLONY COURT, Punta Gorda, FL, 33950

$475,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $380,000 $380,000 $380,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.398% 5.614%
Monthly Tax Payment $290 $290 $290
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,248 $2,340 $3,080
Total Monthly Payment $2,613 $2,705 $3,445

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.