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This 3-bedroom 2-bath split floor plan home (Where you OWN THE LAND) in Meadowlea on The River in Debary features a fenced back yard with no rear neighbor for a quite escape! This gated waterfront community boats a low HOA at just $62/month which provides access to the community pool, dock, shuffleboard and basketball courts as well as a private boat ramp right onto the St. Johns River. In the main living area of the home you will be greeted by beautiful wood laminate flooring with tile in the kitchen. The kitchen comes with newer Samsung appliances as well as abundant countertop, cabinet and pantry space. The dining area is flooded with natural light from 3 large windows facing the back yard and just around the corner is the indoor laundry room which comes with the washer and dryer. The large primary bedroom suite features a walk-in closet and an ensuite bath with a walk-in shower and built in extra storage cabinets. Whether you're looking for a quiet community to call home, or friendly neighborhood to be a part of, or maybe you're just looking for ample amenity options, access to the St. Johns River or Lake Monroe or even just a low HOA fee than look no further, this community has it all! Located just a short ride to I-4, this home makes the ride to the beaches, Sanford, Lake Mary or Orlando a breeze! All measurements are approximate and should be independently verified.
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Our Executive Mortgage Banker:
Our Insurance Division:
$159,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $127,200 | $127,200 | $127,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.628% |
| Monthly Tax Payment | $124 | $124 | $124 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $732 | $773 | $1,031 |
| Total Monthly Payment | $931 | $972 | $1,230 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.