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Elegant, bright and sparkling clean, this pretty 4 bedroom 3 bath pool home located in the exclusive Palmer Ranch community of Turtle Rock has been lovingly cared for by the same owner for 20 years. This home has wonderful curb appeal with mature landscaping, a paved driveway and walkway and fresh exterior paint. 2025 UPDATES include a NEW TILE ROOF (OCTOBER 2025), NEW Pro 5 ton HVAC, NEW hot water heater, NEW carpets in all bedrooms and fresh designer interior paint throughout. In addition the pool heater and all appliances in the home have been recently purchased. All pool screens have been replaced and the 18ft long retractable Sunbrella awning located in the pool lanai area is new. Upon entering the home you will be greeted by an elegant living and dining area adorned by crown molding, high ceilings, arched entranceways with decorative columns, and an inviting view of the pool area. Plantation shutters grace the dining room window. The home has a split plan design, making family living and/or entertaining a breeze. The master suite on the west wing of the home is separated by double doors providing for total privacy. With a huge walk-in closet complete with ample built-ins (plus an additional coat closet), and a spacious ensuite bathroom a feeling of luxury abounds. The master bathroom has cream colored marble countertops, dual scalloped sinks, a 6 ft jacuzzi tub and a large walk in shower. As you leave the living room you walk through an archway and enter the east wing of the home into an open concept kitchen/ family room, which is sure to impress. Airy, open space complimented by high ceilings, crown molding and art niches built into the family room overlook a beautiful pool area. A spotless kitchen welcomes you, with light quartz countertops, gleaming white appliances. plentiful cabinetry with pull out drawers and a large pantry. There are two seating areas in the kitchen: the wrap around kitchen counter provides for high top dining and there is also a seating area in front of a large aquarium window overlooking the pool. This home is ideal for raising a family or entertaining out of town guests. Just off of the kitchen is a set of double doors leading to two private bedrooms with a shared bathroom complete with a marble countertop, bathtub and linen closet. At the rear of the home is the fourth bedroom (which can also be used as a den) with its own ensuite bathroom and separate entrance to the pool. This bedroom has plantation shutters and offers a pretty view of the backyard. A highlight of this property is the privacy of the backyard pool area which is completely surrounded by lush vegetation, The recently resurfaced pool and spa is complimented by a decorative poured concrete patio. The lanai awning can be extended out 10 feet, providing plentiful shade if need be. The backyard's western exposure allows for breathtaking sunset views year round. Complete with a huge 3 car garage with hurricane impact doors and built in closets this home is move in ready. Turtle Rock is a manned gated community, with magnificent lake views, lush landscaping and plentiful nature trails. Complete with a clubhouse, heated community pool, tennis/pickleball/ basketball courts and a playground, along with a vibrant social calendar, it is a highly sought after community. Close to the Legacy Trail, world famous Siesta Key Beach and plentiful shopping and dining this is a wonderful place to make your Florida home!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.508% | 5.794% |
| Monthly Tax Payment | $411 | $411 | $411 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,717 | $3,868 | $5,066 |
| Total Monthly Payment | $4,220 | $4,371 | $5,569 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.