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Welcome to Your City Island Dream Home Discover the perfect blend of comfort and charm in this meticulously maintained City Island bungalow which entitles you to private beach access – an ideal retreat for a journey together or down sizers seeking effortless convenience . This thoughtfully cared-for home offers one-floor living with no stairs to navigate, making daily life beautifully simple. Step inside to find an updated kitchen ready for your culinary adventures and a fully renovated bathroom that combines modern style with functionality. Recent improvements include brand new windows throughout (installed 2023) that flood the home with natural light while maximizing energy efficiency. Every detail has been attended to with care, reflecting the pride of ownership evident in every corner. The true gem awaits outside – a beautiful backyard that serves as your private oasis. Whether you're envisioning morning coffee in the garden, summer barbecues with friends, or simply a peaceful spot to unwind, this outdoor space delivers. Located on charming City Island, a safe and vibrant community , this turnkey bungalow is move-in ready and waiting for its next chapter. Why wait? Your perfect home is here. Flood Insurance is required, Perfect Pied-A-Terre, Virtual tour available on line
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $390 | $390 | $390 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,235 | $2,391 | $3,209 |
| Total Monthly Payment | $2,700 | $2,856 | $3,674 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.