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Welcome to this beautifully updated second-floor condo in Pine Ridge at Palm Harbor, a desirable 55+ active retirement community offering maintenance-free, resort-style living. Stylish wide-plank laminate flooring and crisp, clean lines invite you into the main living areas. The kitchen has been tastefully renovated with solid wood cabinetry featuring soft-close drawers and organizers, granite countertops, stainless steel appliances, recessed lighting, and pass-through windows that create an open feel, provide sightlines to the balcony beyond the living room, and connect to the dining area just off the kitchen. The screened and enclosed balcony overlooks a tranquil courtyard, creating an inviting outdoor space to enjoy morning coffee or evening breezes. Both bathrooms have been thoughtfully updated with custom vanities, tile flooring, mirrors, and modern lighting, with the primary bathroom finished with a granite countertop and an ensuite layout. Each bedroom offers a walk-in closet and comfortable neutral carpeting, while stylish raised-panel wood interior doors add a refined touch throughout. Additional highlights include Pella impact-rated double sliding windows installed in 2022 (excluding the patio slider and small dinette window), a newer HVAC system from 2020, an in-unit laundry closet with a stacked washer and dryer plus storage, and the added benefit of attic storage exclusive to second-floor residences. The condo also includes an assigned parking space. HOA fees cover roof maintenance, cable, internet, water, sewer, trash, exterior building care, and pest control. Residents enjoy a pet-friendly environment with walking paths surrounding a pond, along with amenities that include a heated resort-style pool and spa with loungers and shaded seating, a clubhouse, shuffleboard courts, and on-site property management. Ideally located in Palm Harbor just off the main thoroughfare of US-19, Pine Ridge offers convenient access to shopping, restaurants, medical offices, and golf courses, with proximity to Gulf beaches, parks, and the Pinellas Trail. Schedule your private tour today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$179,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $143,920 | $143,920 | $143,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $189 | $189 | $189 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $828 | $922 | $1,195 |
| Total Monthly Payment | $1,092 | $1,186 | $1,459 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.