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Welcome to your private waterfront sanctuary in a sheltered cove just off of Lemon Bay—an extraordinary custom-built Key West-style residence with breathtaking views. Perfectly positioned to capture the beauty of Southwest Florida, this home offers the ultimate blend of serenity, comfort, safety, and elevated coastal living in a sheltered bay with very low boat traffic.
From the moment you arrive, you’ll be captivated by the home’s breezy island ambiance, where light-filled interiors and thoughtful design create a seamless flow for everyday living and elegant entertaining. Step through the double entry doors into an inviting space featuring soaring 10-foot ceilings, timeless coastal finishes, and an open-concept layout designed to showcase the water views. The spacious great room and kitchen offer granite countertops, updated custom Kraft Maid cabinetry, and effortless sightlines to the sparkling water beyond. A versatile bonus den/third bedroom provides ideal flexibility for guests or a home office.
Step outside to experience your own backyard oasis featuring an enclosed, heated saltwater pool (2022) surrounded by lush tropical landscaping, a natural-scape waterfall with grotto seating, along with a fire pit and multiple areas to lounge or dine—perfect for embracing the indoor-outdoor lifestyle Florida is famous for.
For boating and water enthusiasts, enjoy direct access to the bay (navigable in high or low tide) for sunset cruises or fishing. The property also features a newer seawall (2021) and a lower boat launch for paddle boards and kayaks for more unforgettable days on the water. A brand new composite dock and 10, 000 lb boat lift (2025) are ready for use and relaxing.
This property is as functional as it is beautiful, featuring two tandem garages with space for up to four vehicles, plus additional storage for beach toys and watercraft. Bonus rooms add extra space for hobbies, fitness, or workshop needs. The beautifully remodeled detached building provides a charming guest house/art studio/mother-in-law suite complete with a full bath and small kitchen—ideal for multigenerational living, visitors, or rental potential.
Move-in ready and extensively upgraded with over $200, 000 in renovations, this home also delivers exceptional peace of mind. Built in 2001 by a highly reputable builder under newer Florida building codes, it sits approximately 14 feet above sea level and successfully weathered recent hurricanes. The home is supported by deep-set concrete pilings engineered to withstand up to 10 feet of soil erosion, providing added confidence for coastal living. Additional highlights include easy to use accordion hurricane shutters and a seamless metal roof. Just minutes to the beach, local restaurants, shopping, golfing, biking trails, beach yoga, and the Thursday farmers market on historic Dearborn Street—this is a lifestyle of ease, beauty, and effortless luxury.
Thinking investment? This property currently rents at $7, 000 per week. Whether you’re seeking a full-time waterfront residence, a second-home retreat, or an income-producing coastal getaway—this one is truly unforgettable.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,390,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,112,000 | $1,112,000 | $1,112,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.202% | 6.121% | 6.011% |
| Monthly Tax Payment | $1,372 | $1,372 | $1,372 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,401 | $6,667 | $9,234 |
| Total Monthly Payment | $7,898 | $8,164 | $10,731 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.