23790 Napoli WAY, Estero, FL, 34134 | $2,985,000

An exceptional value in Bellagio at The Colony Golf & Bay Club, this elegant estate residence offers over 3, 450 square feet of refined living with 3 bedrooms plus a study, 3 baths, and a 3-car garage, perfectly positioned on a stunning lakefront homesite with coveted western exposure for breathtaking sunset views.

Designed for both grand entertaining and comfortable everyday living, the home features ornate fireplaces inside and out, propane gas, and a beautifully appointed outdoor living area with lush landscaping, a resort-style pool and spa, and a full outdoor kitchen. The primary suite boasts two walk-in closets. Recent improvements include a 2022 new roof, a newer full-home generator, a newer pool cage, a freshly painted exterior, and remote-controlled hurricane shutters, offering both peace of mind and modern convenience.

Golf membership at The Colony Golf & Bay Club is negotiable, providing flexibility for buyers seeking access to one of Southwest Florida’s most prestigious private clubs. Residents also enjoy the unparalleled lifestyle of Pelican Landing, including private island beach access via water taxi and waterfront dining overlooking Estero Bay.

Ideally located just minutes to world-class shopping, dining, and Southwest Florida International Airport, this is a rare opportunity to own a spectacular estate home combining luxury, lifestyle, and exceptional value.

Features

  • Amenities: Golf Non Equity, Beach - Private, Beach Access, Beach Club Included, Clubhouse, Community Boat Ramp, Golf, Internet Access, Pickleball, Private Beach Pavilion, Restaurant, Sidewalks, Street Lights, Tennis Court(s), Gated, Golf Course, Tennis
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Inside, Sink
  • Year Built: 2005
  • Garage: 3-car Garage Door Opener, Attached
  • Heating: Central Electric, Fireplace(s)
  • Cooling: Central Electric
  • Basement: Central Electric
  • Approx Sq. Feet: 4,399
  • Acreage: 0.32
  • Est. Taxes: $17,387
  • HOA Fee: $3,478 Annually
  • Lot Desc: Regular
  • View: Lake, Landscaped Area
  • Water Front: Yes
  • Pool: In Ground, Electric Heat
  • Pets Allowed: Yes
  • Pet Policy: No Approval Needed
  • Appliances: Gas Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Microwave, Refrigerator/Freezer, Refrigerator/Icemaker, Tankless Water Heater, Trash Compactor, Wall Oven, Washer, Wine Cooler
  • MLS#: 226004618
  • Days on Market: 26 days
  • Website: https://www.raveis.com
    /eprop/226004618/23790napoliway_estero_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
The data relating to real estate for sale displayed on this Website comes in part from the Multiple Listing Service of the Bonita Springs-Estero Association of REALTORS®, Inc., under License No. BK3330055FL. Properties displayed on this Website include properties listed with brokerage firms other than William Raveis Real Estate. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Bonita Springs-Estero Association of REALTORS® Multiple Listing Service, or contained in the database compilation of the Bonita Springs-Estero Association of REALTORS™ Multiple Listing Service.
Listing courtesy of Berkshire Hathaway FL Realty   Phone: 239-390-4000

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

23790 Napoli WAY, Estero, FL, 34134

$2,985,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,388,000 $2,388,000 $2,388,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.750% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.069% 5.858% 5.806%
Monthly Tax Payment $1,449 $1,449 $1,449
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $13,187 $13,936 $19,671
Total Monthly Payment $14,761 $15,510 $21,245

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.