8291 N DOWNER WAY, Dunnellon, FL, 34434 | $424,900

You will love this beautifully crafted custom home in Citrus Springs, perfectly situated on over half an acre and loaded with thoughtful upgrades designed for comfort, efficiency, and Florida living. At the heart of the property is a stunning in-ground, caged saltwater pool, complete with a convenient pool bath—ideal for relaxing or entertaining year-round. This home offers exceptional peace of mind with fully paid solar panels, a whole-house generator with an underground propane tank, and a water softener system. The upgraded landscaping and irrigation enhance both curb appeal and ease of maintenance. Inside, the home features ceiling fans in every room and a well-designed kitchen with granite countertops, bar seating, a cozy nook dining area overlooking the pool, a pantry, and newer appliances, making it both functional and inviting. The sale includes a washer, dryer, riding mower, trailer, and steel shelving in the outdoor garage, adding even more value. Car enthusiasts, hobbyists, or those needing extra space will appreciate the electric screened garage and the detached steel garage with workshop and 220-amp service, offering endless possibilities. Citrus Springs is a deeded community but has no HOA fees. It features the famous Withlacoochee State Trail for biking, hiking, and great nature walks, a local library, a community center for social events, lighted tennis courts, and a park for the kids. The golf course includes a restaurant, putting greens, and a driving range for hours of fun. It is conveniently located just minutes from boating, fishing, diving, beautiful freshwater springs, restaurants, shopping, medical services, supermarkets, and more—and let’s not forget the excellent school system. Come see this home now, before it's gone!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 200 x 125
  • Laundry: Laundry Room
  • Style: Contemporary
  • Year Built: 2024
  • Garage: 2-car Driveway, Garage Door Opener, Workshop in Garage
  • Heating: Electric, Heat Pump, Propane
  • Cooling: Central Air
  • Approx Sq. Feet: 1,487
  • Acreage: 0.57
  • Lot Size: 200 x 125
  • Est. Taxes: $3,399
  • Lot Desc: Cleared, Landscaped, Level
  • Elem. School: Citrus Springs Elementar
  • Middle School: Citrus Springs Middle School
  • High School: Lecanto High School
  • Pool: Gunite, Heated, In Ground, Salt Water
  • Appliances: Dishwasher, Disposal, Microwave, Range, Washer, Water Softener
  • MLS#: OM717882
  • Days on Market: 23 days
  • Website: https://www.raveis.com
    /prop/OM717882/8291ndownerway_dunnellon_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/8/2026 6:21:34 AM)
Listing courtesy of CITRUS REALTY   Phone: 352-897-5111

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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8291 N DOWNER WAY, Dunnellon, FL, 34434

$424,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $339,920 $339,920 $339,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.520% 5.880%
Monthly Tax Payment $283 $283 $283
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,011 $2,121 $2,800
Total Monthly Payment $2,369 $2,479 $3,158

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.