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Under contract-accepting backup offers. ESCAPE WINTER! Why put up with blizzards, icy roads & endless shoveling? This VERY AFFORDABLE and charming, furnished, 2 bedroom, 2 bath condo is the Heart of Port Charlotte and calling your name. This 2nd floor unit comes furnished with just about everything you need to move right in. The two bedrooms are slit on opposite sides of the unit for privacy. The open concept living/dining area is spacious and features ceramic tile floors for easy maintenance. The kitchen has been updated with solid wood cabinets, granite counters and stainless steel appliances. The primary bedroom has an en suite bathroom with 2 closets and stacked front loading washer & dryer. The primary bathroom has a tiled walk in shower stall and water closet separated from the vanity for more privacy. The guest bedroom has built in shelves/storage and a Murphy Bed (the Murphy Bed system is removable if you prefer a regular bed) so you can use it as an office/den until your guests arrive! The home features Verosol blinds on the windows and sliders which provide thermal protection and block out light. Enjoy morning coffee or evening cocktails on your screened in balcony/lanai. The home has been upgraded with impact windows and an accordion hurricane shutter for the lanai so you'll have "Peace of Mind" and lower insurance costs. Recreational facilities include bocce ball, shuffleboard, screened in pools, clubhouse, horseshoes and you won't be a stranger for long since the neighbors are friendly and just a happy to be in Florida as you are.
The reasonable HOA FEE INCLUDES WATER, SEWER, OUTDOOR LIGHTING, GROUND MAINTENANCE, STREET LIGHTS, PEST CONTROL & TRASH COLLECTION. Oaks IV is located near US41 and close to shopping, restaurants, BJ's, Walmart, Home Depot and health care facilities. Allegiant airlines is in Punta Gorda and only about 25 minutes away with new flights being added all the time. The Gulf beaches and Bocca Grande are a short ride away. The Tampa Bay Rays and Atlanta Braves spring training facilities are just minutes away so you'll be able to watch the Pro ball players practice which is Very exciting! Did we mention there are several golf courses within a few minutes drive as well? Port Charlotte is one of the Best Kept Secrets on the Gulf Coast with new housing developments and commerce being built here. Come and grab your little slice of Paradise before it's too late.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$129,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $103,920 | $103,920 | $103,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $209 | $209 | $209 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $622 | $648 | $856 |
| Total Monthly Payment | $906 | $932 | $1,140 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.