46 Pitt Ln, Palm Coast, FL, 32164 | $365,000

SHORT SALE-Experience modern living in this 2022-built residence, nestled on a quiet interior lot within the centrally located Pine Grove community of Palm Coast. This Destin model by D. R. Horton features a sprawling, open-concept floor plan characterized by high-end finishes, custom cabinetry, cement board siding & a rare 3 CAR GARAGE. The heart of the home is a kitchen designed for the culinary enthusiast, complete with massive prep island, sleek granite countertops, crisp white maple cabinetry, deep walk-in pantry, and stainless steel appliances. Adjacent to the main living area, a dedicated home office or “fourth bedroom” behind elegant French doors provides the perfect quiet retreat for remote work or a creative studio. The thoughtfully designed split-bedroom layout ensures maximum privacy for residents and guests alike. The primary suite serves as a luxurious escape, while a secluded rear guest bedroom with its own adjacent full bathroom offers an ideal setup for visitors. High-quality tile flooring flows through all high-traffic areas, leading you to triple glass patio doors that open onto a serene covered lanai. Outside, the nearly quarter-acre FULLY FENCED lot provides a generous canvas for your dream outdoor oasis or a future pool. Exceptional bonus features include a rare 3 CAR GARAGE, with hanging metal shelves and built in cabinets already installed for even more storage, an indoor laundry room, and the peace of mind that comes with energy-efficient newer construction. Located just minutes from the vibrant Town Center, championship golf, and the pristine "cinnamon sands" of Flagler Beach, this home offers the quintessential Florida lifestyle. Often called Florida’s "Quiet Coast, " Palm Coast is a master-planned community with NO HOA or CDD fees, that balances modern suburban convenience with a deep-rooted appreciation for the outdoors. Nestled between the historic charm of St. Augustine and the high-energy pulse of Daytona Beach, this city offers a lifestyle that feels both secluded and perfectly connected. The area boasts miles of waterways, pristine beaches, world class golfing, over 40 parks and preserves, plus more than 125 miles of interconnected biking & hiking trails. This is a SHORT SALE and all terms are subject to lender approval. Pre-Qual/Pre-Appr/POF req w/offers. Buyer is to verify all important information. Survey is a buyer cost. We have hired an atty who specializes in Short Sales to handle/assist with this process.

Features

  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 85x125x75x125
  • Style: Single Family Home
  • Year Built: 2022
  • Heating: Central,Electric,Heat Pump
  • Cooling: Central,Electric
  • Approx Sq. Feet: 2,362
  • Acreage: 0.23
  • Lot Size: 85x125x75x125
  • Est. Taxes: $5,361
  • Lot Desc: City,Suburban, Paved
  • Elem. School: Wadsworth
  • Middle School: Buddy Taylor
  • High School: Flagler Palm Coast
  • Potential Short Sale: Yes
  • MLS#: 260556
  • Days on Market: 108 days
  • Website: https://www.raveis.com
    /prop/260556/46pittln_palmcoast_fl?source=qrflyer
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Listing courtesy of Rowan Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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46 Pitt Ln, Palm Coast, FL, 32164

$365,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $292,000 $292,000 $292,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.634% 6.890% 6.078%
Monthly Tax Payment $447 $447 $447
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,798 $1,894 $2,444
Total Monthly Payment $2,320 $2,416 $2,966

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.