|
**GREAT PRICE REDUCTION**FLORIDA ROOM, DECK, EXTERIOR FRESHLY REPAINTED **USE MIMORTGAGE & HELP YOUR BUYERS SAVE BIG. Tucked away on scenic Black Hammock Island, this beautiful 2 story home offers the perfect combination of comfort, privacy, and room to enjoy life to the fullest. Situated on 2. 07 acres of lush, green landscape, this 3
bed, 3bath, home spans 2, 068 sq ft and is ideal for those seeking tranquility without sacrificing convenience. Arrive in style through the gated entrance with remote access and follow the extended private driveway to your island oasis. The home's layout is as practical as it is welcoming, with multiple entrances on both levels, making daily life and emergency exits effortless. Inside, the kitchen is a chef's dream, featuring granite countertops, a functional kitchen island, breakfast bar, and both a cozy breakfast nook & an additional eat-in area. The inviting living space is complemented by ceiling fans, creating a comfortable & welcoming atmosphere. The primary suite boasts a spacious walk-in closet and a beautifully appointed shower with French doors. It also offers direct access to a meticulously maintained above-ground pool, perfect for relaxation and enjoying Florida's outdoor lifestyle. The Florida Room is enclosed with expansive glass panels, providing a breathtaking view of the home's entrance. This exceptional space serves as a peaceful retreat for gathering with family and friends, while offering uninterrupted views of the surrounding natural beauty. Ideal for entertaining, the home also features a downstairs wet bar, an open-concept floor plan, and a generous layout that accommodates both get-togethers and larger celebrations with ease.
Step outside to enjoy the best of Florida living, relax by the above-ground pool, gather around the fire pit, or unwind on the balcony or patio. Whether you're hosting a backyard barbecue, playing soccer or volleyball in the expansive front yard, or even celebrating a wedding, this property is built for unforgettable moments. The house has a fenced yard, RV access, Pool deck updated recently by previous seller, attached carport, and two-story accessibility add extra functionality.
Important updates include a Roof (2014), Water Heater (2013), HVAC (2021), septic system has been recently pumped and professionally inspected, ensuring optimal performance, a fully installed whole-home generator and a comprehensive water treatment system, ensuring comfort and reliability year-round. With no HOA or CDD fees, you'll enjoy complete freedom on your property while still having the option to connect with neighbors at the local community center, which offers sports courts, events, and more. Plus, you're just a short drive to schools, shops, restaurants, hospitals, and Jacksonville International Airport. MIMORTGAGE Flyer is in document tab.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$498,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $398,400 | $398,400 | $398,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.132% | 5.522% |
| Monthly Tax Payment | $157 | $157 | $157 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,231 | $2,386 | $3,203 |
| Total Monthly Payment | $2,463 | $2,618 | $3,435 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.