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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Short Sale. PENDING BANK APPROVAL. Your country canvas awaits in Lakeland! Imagine starting each day watching the sunrise from your spacious front deck, coffee in hand, and ending it with peaceful sunset views across your own 0. 6-acre slice of Florida paradise. This welcoming 3-bedroom, 2-bath manufactured home offers 1, 215 sq ft of comfortable living space, but the real magic is what you can create here. Perfect for homesteading dreams where you can bring your chickens, goats, horses, or start that farm you've been planning. Garden enthusiasts will love the endless space for raised beds, fruit trees, or a full-scale food forest. DIY visionaries can move in comfortably now, then refresh the kitchen and bathrooms on your own timeline and budget. Enjoy country tranquility with Lakeland's conveniences just minutes away. The expansive lot gives you room to add a workshop, barn, carport, or whatever supports your lifestyle. This isn't just a house, it's a foundation for the life you want to build. PLEASE NOTE: This is a SHORT SALE, which means we'll work together through the bank approval process. I'm here to guide you every step of the way and help you understand what to expect. Ready to explore whether this property fits your vision? Let's talk about your goals and see if this could be your next chapter.
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Our Executive Mortgage Banker:
Our Insurance Division:
$215,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $172,000 | $172,000 | $172,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.419% | 5.668% |
| Monthly Tax Payment | $175 | $175 | $175 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,004 | $1,059 | $1,394 |
| Total Monthly Payment | $1,254 | $1,309 | $1,644 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.