1342 SHIPWATCH Circle, Fernandina Beach, FL, 32034 | $1,050,000

OCEANFRONT resort-style living within the exclusive, gated Amelia Island Plantation. This unique END UNIT, 3BRM, 3. 5BA, 2nd-floor Ship Watch Villa offers soothing VIEWS OF THE SPARKLING ATLANTIC OCEAN from a spacious balcony, perfect for soaking in gorgeous sunrises, dining alfresco, or simply unwinding to the sound of rolling waves. Updated and well equipped kitchen including a center island, and SS Appliances. Large counter spaces in the 3 ensuite bathrooms. The HEATED COMMUNITY POOL features a spacious sun deck and grilling area, just steps from the sand. Additional conveniences include a large owner's closet and a private storage unit under the building—ideal for bikes and beach gear. Fully furnished and completely turnkey, & PET FRIENDLY, this villa is ready for you to move in or start generating rental income immediately. Whether you're seeking a primary sanctuary, a vacation getaway, or a smart investment property, this beach villa offers a rare opportunity. Vacation rentals are currently managed by Amelia Island Vacations with a STRONG HISTORY OF YEAR-ROUND RENTALS. Enjoy access to pristine beaches, scenic walking and biking trails, fine dining, and boutique shopping all within the secure and beautifully maintained grounds of this renowned destination. Additional amenities such as tennis, pickleball, golf and the fitness center can be accessed by joining the Amelia Island Club. Come make this serene ocean retreat your own.

Features

  • Parking: Parking Lot, Unassigned
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Electric
  • Amenities: Pool, Basketball Court, Beach Access, Boat Dock, Boat Launch, Clubhouse, Elevator(s), Fitness Center, Golf Course, Maintenance Grounds, Playground, Racquetball, StorageGated
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: In Unit, Lower Level
  • Complex: Ship Watch
  • Year Built: 1975
  • Common Charge: $2,500 Annually
  • Approx Sq. Feet: 1,828
  • Acreage: 4.44
  • Est. Taxes: $14,545
  • View: Beach, Ocean, Pool
  • Water Front: Yes
  • Appliances: Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: 2127918
  • Days on Market: 153 days
  • Website: https://www.raveis.com
    /prop/2127918/1342shipwatchcircle_fernandinabeach_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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1342 SHIPWATCH Circle, Fernandina Beach, FL, 32034

$1,050,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $840,000 $840,000 $840,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.121% 6.183%
Monthly Tax Payment $1,212 $1,212 $1,212
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $4,902 $5,036 $7,088
Total Monthly Payment $6,239 $6,373 $8,425

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.