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Under contract-accepting backup offers. PRICE REDUCED! Welcome to this beautiful well-maintained home in sought-after Port Charlotte! Cast a line from your backyard dock on the freshwater canal with access to Presque Isle Lake. For extra privacy, there’s an additional cleared 80x125 lot next door, bringing the total property size to 20, 000 sq. ft. & 160' on the water. The home offers 3 bedrooms, 2 full baths, a 2-car garage, and a heated pool with heat pump & solar cover. Inside, enjoy an open layout with a formal living room, separate dining area, and a family room connected to the kitchen. Split bedrooms ensure privacy, and every bedroom has a walk-in closet. Cathedral ceilings add charm to the living and family rooms, with pool access from the second bath and sliders from the master, family room, and dining area. The spacious master suite features dual closets and an ensuite bath with a wood vanity, granite top, plenty of drawers, and a walk-in shower. The kitchen boasts updated countertops, a breakfast bar, a pass-through to the lanai, and comes fully equipped with appliances. A tiled lanai overlooks the sparkling pool with peaceful canal and backyard views & accordion hurricane shutters enclose the lanai, plus there’s a storage shed. Notable updates include a shingle roof (2021), new windows (2018), sliding doors (2017), accordion hurricane shutters (2015), septic tank (2022), pool pump (2022), hurricane garage door (2022), hot water heater (2024), dock (2021), side service door (2023), and a 16 Seer 3-ton A/C heat system (2019). Located in an X zone, so no flood insurance is needed. Just a short drive to shopping, restaurants, & medical facilities. Nothing to do but to just move in and start enjoying!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$369,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $295,920 | $295,920 | $295,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $311 | $311 | $311 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,703 | $1,895 | $2,457 |
| Total Monthly Payment | $2,089 | $2,281 | $2,843 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.