Welcome to 1 Townsend Street, a well-maintained raised ranch set on a quiet cul-de-sac along a private road in New Windsor. This spacious four-bedroom, two-and-a-half-bath home offers the perfect blend of comfort, updates, and convenience within the highly sought-after Cornwall School District. The main level features a bright open layout with new flooring and a large kitchen appointed with granite countertops. The primary bedroom includes a beautifully renovated en-suite bath, while two additional bedrooms share another fully renovated hallway bathroom, all thoughtfully updated for today’s style and comfort. The lower level provides even more living space, offering a family room with a fireplace, a fourth bedroom, a half bath, a dedicated laundry room, and direct access to the garage. It’s the perfect setup for guests, extended family, or a flexible work-from-home space. This home has been steadily improved over the years with meaningful updates, including new bathrooms in 2019, new flooring in 2019, a basement floor added in 2024, a new roof in 2025, a new well pump and well tank in 2023, a newly re-braced deck in 2025, a water softener and filtration system installed in 2025, a new oil tank in 2025, and a radon mitigation system also added in 2025. The boiler has been serviced twice a year and remains in excellent condition. Ideally located close to major highways, shopping, and local restaurants, this home offers both privacy and convenience. Move-in ready, thoughtfully updated, and positioned in a prime commuter location, 1 Townsend Street is a fantastic opportunity in New Windsor.
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Our Executive Mortgage Banker:
Our Insurance Division:
$480,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $384,000 | $384,000 | $384,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.628% |
| Monthly Tax Payment | $906 | $906 | $906 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,211 | $2,333 | $3,112 |
| Total Monthly Payment | $3,192 | $3,314 | $4,093 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.