27 Elm Road N, Wurtsboro, NY, 12790 | $199,900
Welcome to this home lovingly cared for by the same family since it was built in 1964. This 2 bedroom, 1-1/2 bath 1, 100+ sq. ft. ranch is located on a quiet dead end street in Wurtsboro. Close to route 17 for a quick and easy commute. Walk in the front door to find a large dining room with new laminate flooring and wood stove for an additional source of heat to supplement FHA. Off the dining room find two bedrooms and a full bath. To the right you will find an updated kitchen with tiled floors, stainless appliances and stainless range hood, stainless sink, plenty of counter space, and pantry area, along with a subway tiled backsplash. Next, find both a large livingroom and family room adjacent to the kitchen also used as a home office along with a half bath and utility/laundryroom. Exterior features include a new septic with a C. O. in 2007 and pumped 10/2025, a whole house generator in 2021 with C. O. , and a blacktop driveway along with a 6 ft high closed in vinyl fence for lots of privacy and securing little ones. Wood stove has a C. O. from 1997 and is serviced yearly as recently as 7/2025. Slomin's Security has an added fire sensor for added safety with a wood stove! Round it off with an attic scuttle for add'l storage. Wheel chair ramp can stay for ease of access, and best of all are the low, low taxes making this home very affordable!
Features
- Rooms: 6
- Bedrooms: 2
- Baths: 1 full / 1 half
- Style: Ranch
- Year Built: 1964
- Heating: Forced Air, Oil
- Cooling: None
- Basement: Crawl Space
- Approx Sq. Feet: 1,161
- Acreage: 0.23
- Est. Taxes: $4,255
- Lot Desc: Back Yard, Cleared, Front Yard, Level, Near School, Near Shops, Paved, Private
- Elem. School: Emma C Chase School
- Middle School: Robert J Kaiser Middle School
- High School: Monticello High School
- School District: Monticello
- Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer
- MLS#: 949937
- Days on Market: 18 days
- Website: https://www.raveis.com
/prop/949937/27elmroadn_wurtsboro_ny?source=qrflyer
William Raveis Family of Services
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
27 Elm Road N, Wurtsboro, NY, 12790
$199,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $159,920 | $159,920 | $159,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $355 | $355 | $355 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $896 | $958 | $1,286 |
| Total Monthly Payment | $1,326 | $1,388 | $1,716 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535