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NEW CONSTRUCTION with upgrades!!!!!! Price reflects the two-car garage that has been added. This one-story ranch is move-in ready and waiting for a new owner. It's ideal for empty nesters or first-time buyers. This house has an open floor plan, 9 ft ceilings, stainless steel appliances, granite countertops plus an island. Refrigerator and blinds are a bonus. Plus, a mini wine cooler. The master bathroom has dual sinks, a shower and separate free-standing tub. The master bedroom has a tray celling and two closets including a walk-in. A flex room near the kitchen could serve as a separate dining room or office. There is NO HOA, but the neighbors keep their homes and lawns well-manicured. The seller is willing to contribute up to $5, 000 toward the buyer's closing cost and possible rate buydown and up to $1000 toward attorney's fees with the use of preferred lender Joseph King at Ameris Bank and Attorney Charlene Green at Dwell Law Firm. This home has many upgrades added including recessed lighting throughout, as a bonus feature, a privacy fence has been installed. Minutes away from downtown Walterboro, about 30 minutes from Beaufort and Summerville. Don't miss this gem.
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Our Executive Mortgage Banker:
$335,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $268,000 | $268,000 | $268,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,585 | $1,650 | $2,188 |
| Total Monthly Payment | $1,660 | $1,725 | $2,263 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.