28991 SMUGGLERS LANE, Punta Gorda, FL, 33982 | $1,300,000

INCREDIBLE COUNTRY RETREAT IN THE ESTATES ON PEACE RIVER JUST 15 MINUTES FROM DOWNTOWN PUNTA GORDA! BOATING ENTHUSIASTS ARE WELCOME AS THE PROPERTY INCLUDES AN OFF-SITE DEEDED BOAT SLIP WITH COVERED 6, 000 LB. LIFT ON THE PEACE RIVER WITH ACCESS TO CHARLOTTE HARBOR AND THE GULF! This stunning custom-built home, completed in 2021, offers a rare blend of modern luxury, thoughtful design, and tranquil country living—all set on 1. 5 acres with a private lake. As you step inside this amazing 3-bedroom, 4. 5-bath pool home with 2, 792 sq. ft. of living space, you'll be greeted by an open floor plan featuring soaring 20-foot ceilings, crown molding, elegant lighting, custom shades and porcelain tile flooring in the main living areas. The gourmet kitchen boasts rich wood cabinetry, granite countertops, high-end stainless Smart appliances, built-in oven, and spacious center island with a breakfast bar—all overlooking a welcoming dining area perfect for gatherings. The primary suite is a sanctuary of its own, featuring his-and-hers walk-in closets and a spa-like ensuite bath with dual sinks, soaking tub, and walk-in shower. Two additional guest suites, each with private baths, and a versatile study/den with Murphy bed ensure ample space for family and friends.
Step outside to expansive custom covered lanai highlighting outdoor kitchen with built-in LP gas grill, large center island for entertaining, wood plank ceiling creating cozy atmosphere, automatic StormSmart screens to provide privacy and protection in any weather, screened heated saltwater pool and spa plus brick firepit with underground 500-gal propane tank to enjoy cool winter nights. The beautifully landscaped grounds, adorned with fruit trees like lemon, mango, almond, and lime, add to the home's charm. Additional features include covered front porch to enjoy your morning coffee, large laundry room with extensive cabinetry and Butler's pantry, oversized 3-car garage with A/C and extra insulation, two full-size A/C units and tankless water heater. Standing seam metal roof with commercial gutters, generator plus impact windows and doors offer ultimate peace of mind. Outside, you'll find custom walkways, gazebo, shed for extra storage, and a fenced backyard ideal for your furry friends.
Set within a friendly, private gated community, this home offers both seclusion and convenience, with easy access to US-17, restaurants, shopping, schools, and historic downtown Punta Gorda. Known for its world-class fishing, boating, beautiful parks, and vibrant community events. Schedule your private showing today and let this extraordinary retreat welcome you home!

Features

  • Rooms: 12
  • Bedrooms: 3
  • Baths: 4 full / 1 half
  • Laundry: Inside, Laundry Room, Other
  • Style: Custom
  • Year Built: 2021
  • Garage: 3-car Driveway, Garage Door Opener, Garage Faces Side
  • Heating: Central, Electric
  • Cooling: Central Air, Mini-Split Unit(s), Zoned
  • Approx Sq. Feet: 2,792
  • Acreage: 1.52
  • Est. Taxes: $10,895
  • HOA Fee: $696 Quarterly
  • Lot Desc: Landscaped, Oversized Lot
  • View: Pool, Trees/Woods
  • Elem. School: East Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground, Lighting, Outside Bath Access, Salt Water, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Wine Refrigerator
  • MLS#: C7520173
  • Days on Market: 27 days
  • Website: https://www.raveis.com
    /eprop/C7520173/28991smugglerslane_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/26/2026 9:38:05 PM)
Listing courtesy of COMPASS FLORIDA   Phone: 941-205-8478

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

28991 SMUGGLERS LANE, Punta Gorda, FL, 33982

$1,300,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,040,000 $1,040,000 $1,040,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.750% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.069% 5.858% 5.806%
Monthly Tax Payment $908 $908 $908
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,743 $6,069 $8,567
Total Monthly Payment $6,776 $7,102 $9,600

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.