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STOP THE CAR HONEY! This home is stunning! Features 5-bedroom, 3-bath, 3-car garage POOL HOME, featuring SMART home technology with an upstairs loft, ideally located in a quiet GATED enclave within the highly sought-after Bloomingdale Village community of Valrico. This home has been meticulously maintained and thoughtfully upgraded, including a **NEW ROOF (November 2025), HVAC (2018), upgraded Electric Panel (2016), GAS WATER HEATER (2017), POOL RESURFACED, OUTDOOR PERGOLA built in (2020), MASTER BATH UPDATED INCLUDING JETTED TUB, GUEST BATHS REPLUMBED & RENOVATED, WATER CONDITIONER/OSMOSIS, BRAND NEW UPGRADED CARPET AND FRESH INTERIOR PAINT, INCLUDING GARAGE/FLOOR, offering peace of mind for years to come. LOW HOA - NO CDD - NO FLOOD ZONE (X) - The gated community sits adjacent to the Bloomingdale Golfers Club, home to the award-winning Ron Garl Signature Course—a classic championship layout surrounded by 100-year-old oaks, towering pines, and natural marshland. The gated entrance, shared with the adjacent Bloomingdale Golfers Club, offers an impressive and welcoming arrival into this beautifully maintained, family-friendly neighborhood. From the moment you arrive, the home’s exceptional curb appeal and lush landscaping set the tone. Step inside and be immediately drawn to serene views of the screened lanai and sparkling pool, creating a true sense of relaxation and indoor-outdoor living. Formal living, family, and dining rooms provide elegant spaces for entertaining and special gatherings. The spacious kitchen is a dream for any home chef, featuring 42" light cabinetry, GE Cafe gas stove, electric oven, stylish backsplash, stainless steel appliances, abundant custom storage, a prep island, breakfast bar, and a cozy breakfast nook with built-in storage—perfect for casual meals or homework time. The kitchen opens seamlessly to the family room, highlighted by a soaring cathedral ceiling and sliding doors that lead directly to the lanai, pool, and outdoor living area. Outdoor entertaining is effortless with a gazebo ready for your next gathering, and plumbing and electrical already in place for a future outdoor kitchen. The expansive screened lanai provides ample covered space for year-round relaxation or entertaining. The private primary suite is thoughtfully positioned on one side of the home and features dual closets and a beautifully appointed en-suite bath with a soaking tub and a separate shower. Three additional bedrooms are tucked away on the opposite side of the main level for added privacy. All bedrooms are located on the first floor, while the upstairs loft with a closet offers flexible space ideal for a media room, playroom, home office, or bonus room. Residents also enjoy close proximity to top-rated schools, shopping, dining, the YMCA, and community amenities, including a park with racquetball, tennis, and basketball courts, as well as a playground. Conveniently located approximately 25 minutes from downtown Tampa, Tampa International Airport, and MacDill Air Force Base, with easy access to I-75, I-4, and the Selmon Expressway. Enjoy scenic drives to local beaches, St. Petersburg, Disney, SeaWorld, and all the best Central Florida attractions. Some photos are virtually staged.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,999 | $479,999 | $479,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $502 | $502 | $502 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,917 | $3,031 | $3,986 |
| Total Monthly Payment | $3,511 | $3,625 | $4,580 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.