1040 ELDORADO AVENUE, Clearwater Beach, FL, 33767 | $10,989,000

One or more photo(s) has been virtually staged. Welcome to a true Mediterranean masterpiece, an architectural triumph gracing the sugar-white sands of world-famous Clearwater Beach. From the moment you arrive, the home’s commanding curb appeal and refined presence set the tone for a residence designed to satisfy the most discerning buyer. Built in 2009 and perfectly positioned directly on the Gulf of Mexico, this extraordinary estate seamlessly blends timeless elegance with modern coastal luxury, offering breathtaking, unobstructed Gulf views that stretch endlessly from nearly every room. Spanning approximately 5, 000 square feet, the home is filled with exquisite architectural detail, sparkling chandeliers, and designer finishes that elevate every space. Rich teak wood floors flow throughout, complemented by marble and natural stone accents that reflect a refined, resort-inspired aesthetic. The interior living spaces are warm yet grand, anchored by a gas fireplace and a stunning designer kitchen crafted for both high performance and visual impact—ideal for intimate gatherings or elegant entertaining. A private elevator provides effortless access to every level, ensuring comfort and convenience throughout the home. Designed for elevated beachfront living, nearly 1, 500 square feet of covered outdoor living space invites you to relax, entertain, and dine against the soothing backdrop of rolling waves and spectacular sunsets. A heated pool and spa overlook the Gulf, creating a private resort experience just steps from the sand. The primary suite is a sanctuary unto itself, featuring a sitting area, morning bar, custom couture-worthy walk-in closet, spa-inspired luxury bath, and a private Gulf-front terrace where sunrise coffee and sunset reflections become daily rituals. With five bedrooms, five and a half baths, awe-inspiring views, and an unrivaled beachfront setting, this is more than a home—it is a legacy property, offering privacy, prestige, and panoramic beauty on the Gulf of Mexico. This rare Clearwater Beach estate defines luxury coastal living at its finest.

Features

  • Elevator: Y
  • Rooms: 3
  • Bedrooms: 5
  • Baths: 5 full / 2 half
  • Lot Size: 57 x 110
  • Laundry: Inside, Laundry Room, Upper Level
  • Year Built: 2009
  • Garage: 3-car Circular Driveway, Driveway, Garage Door Opener, Ground Level, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 5,074
  • Acreage: 0.14
  • Lot Size: 57 x 110
  • Est. Taxes: $78,987
  • Lot Desc: Flood Insurance Required, FloodZone, City Lot, Landscaped, Level, Near Marina, Near Public Transit, Sidewalk
  • View: Pool, Water
  • Elem. School: Sandy Lane Elementary-PN
  • Middle School: Dunedin Highland Middle-PN
  • High School: Clearwater High-PN
  • Pool: Gunite, In Ground, Lighting
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Wine Refrigerator
  • MLS#: TB8470921
  • Days on Market: 19 days
  • Website: https://www.raveis.com
    /eprop/TB8470921/1040eldoradoavenue_clearwaterbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/6/2026 6:12:03 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-581-9411

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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1040 ELDORADO AVENUE, Clearwater Beach, FL, 33767

$10,989,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $8,791,200 $8,791,200 $8,791,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.154% 5.984% 5.932%
Monthly Tax Payment $6,582 $6,582 $6,582
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $49,915 $52,003 $73,003
Total Monthly Payment $56,622 $58,710 $79,710

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.