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Short Sale. LENDER-APPROVED PRICE. $315, 000. Located in the heart of Pinellas Park, this charming non-HOA single-family home offers a rare combination of flexibility, space, and convenience in a non-flood zone setting. Featuring three bedrooms, an attached garage, and a functional layout filled with natural light, the home is move-in ready while still offering plenty of opportunity for buyers to personalize or expand. Tile flooring throughout ensures easy maintenance, while the indoor utility room adds everyday practicality. The spacious covered front porch is ideal for morning coffee, and the oversized driveway provides ample parking for guests, work vehicles, or recreational toys. Out back, a partially fenced yard offers room for future additions such as a pool, outdoor entertaining space, or garden, with a covered rear porch perfect for relaxing at the end of the day. With no HOA restrictions and limited short-term rental flexibility allowing 30-day minimums up to three times per year, this property appeals equally to owner-occupants and buyers seeking a light investment option. Centrally positioned near local schools, parks, shopping, dining, and major corridors including US-19 and I-275, the home also offers quick access to St. Petersburg, Tampa, and the Gulf beaches. Homes like this, offering non-HOA living, expansion potential, and a prime Pinellas Park location, are increasingly hard to find, making this an excellent opportunity for buyers seeking value, versatility, and long-term potential in Pinellas County.
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Our Executive Mortgage Banker:
Our Insurance Division:
$284,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $227,200 | $227,200 | $227,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $433 | $433 | $433 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,361 | $1,417 | $1,872 |
| Total Monthly Payment | $1,869 | $1,925 | $2,380 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.