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A move-in ready, beautifully remodeled, ground floor unit is waiting for you. This 1, 400 sq. ft. 2 bedroom, 2 bathroom unit boasts a new open-concept layout allowing for abundant sunlight. An all new kitchen with oversized quartz peninsula and counter tops, new custom cabinets, all new appliances, a butcher block island, and exceptional storage. There is luxury waterproof vinyl plank flooring throughout, new recessed lighting in the common areas, along with crown moldings and new ceiling fans. All rooms have been newly painted in neutral tones. Bathrooms have been refreshed with new sinks and counter tops and updated painted vanities.
Enjoy sunny days and balmy nights on either your front patio (west facing) or back patio (east facing) where you might share cocktails or a BBQ with friends old or new. You will have the convenience of your own in-unit washer and dryer, endless hot water from the new (2025) tankless water heater, new electric panel and receptacles and newer tinted vinyl windows. Your assigned parking space is right outside your front door. Don’t have a car or can’t drive?- the bus stops right in front of the building.
On Top of The World is a 55+ golfing community where owners golf for free on one of the two courses (a 9 hole and an 18 hole). There are 2 heated pools and a state of the art cardio gym. The community center hosts dances and live shows, offers a library, wood working shop, exercise classes and many other clubs and activities. OTOTW offers all the news that’s fit to print in its own newspaper. The community also offers fishing, kayaking and walking paths. The beach, shopping, medical facilities are all close by. Come see me!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$248,360
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $198,688 | $198,688 | $198,688 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $216 | $216 | $216 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,097 | $1,175 | $1,584 |
| Total Monthly Payment | $1,388 | $1,466 | $1,875 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.