3116 GRANITE RIDGE LOOP, Land O Lakes, FL, 34638 | $439,000

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Welcome to 3116 Granite Ridge Loop, a meticulously upgraded luxury residence located in the gated Stonegate community of Land O’ Lakes, with no CDD fees and resort-style amenities. This stunning 3-bedroom, 2-bath, 2-car garage home offers 1, 711 square feet of refined living space and showcases premium renovations completed in 2024.

Designed for modern living and effortless entertaining, the home features engineered hardwood flooring throughout (no carpet), upgraded baseboards, fresh interior paint, and high ceilings that enhance the open, airy feel. The custom kitchen is the centerpiece of the home, boasting LG appliances including a gas range, built-in pantry with slide-out drawers, and a stylish dry bar with wine refrigerator—perfect for hosting and everyday luxury. The living room is wired for surround sound and there are four cameras on the exterior of the property as well.

Both bathrooms have been thoughtfully updated with new vanities, modern light fixtures, and upgraded toilets, delivering a spa-like aesthetic. The primary suite offers generous walk-in closets, while the dedicated laundry room adds convenience and functionality.

Enjoy outdoor living in the fully fenced backyard, ideal for privacy, pets, or relaxing evenings at home. Peace of mind comes standard with a new roof (2022) and a renewed home warranty that transfers to the buyer.

Stonegate residents enjoy access to a community pool, clubhouse, fitness center, and park, all within a beautifully maintained, gated neighborhood. The home is zoned for top-rated schools, including Oakstead Elementary, Rushe Middle, and Sunlake High School, and is conveniently located near shopping, dining, and major commuter routes.

This move-in-ready home in offers timeless upgrades, exceptional value, and an unbeatable community lifestyle—an opportunity not to be missed.

Features

  • Amenities: Clubhouse, Gated, Park, Playground, Pool
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Gas Dryer Hookup, Laundry Room
  • Style: Florida
  • Year Built: 2010
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level
  • Heating: Central, Electric, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,711
  • Acreage: 0.14
  • Est. Taxes: $3,321
  • HOA Fee: $748 Quarterly
  • Lot Desc: In County, Landscaped, Level
  • Elem. School: Oakstead Elementary-PO
  • Middle School: Charles S. Rushe Middle-PO
  • High School: Sunlake High School-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Refrigerator, Washer, Wine Refrigerator
  • MLS#: TB8470850
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/TB8470850/3116graniteridgeloop_landolakes_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/15/2026 1:03:34 AM)
Listing courtesy of SOUTHERN REALTY SERVICES LLC   Phone: 813-376-1641

William Raveis Family of Services

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Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3116 GRANITE RIDGE LOOP, Land O Lakes, FL, 34638

$439,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $351,200 $351,200 $351,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.137% 6.132% 5.396%
Monthly Tax Payment $277 $277 $277
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,967 $2,103 $2,800
Total Monthly Payment $2,319 $2,455 $3,152

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.