12368 70TH STREET, Largo, FL, 33773 | $515,000

Under contract-accepting backup offers. Rare dual–primary-suite home offering true multigenerational living in the heart of Pinebrook Estates. Fully remodeled and thoughtfully designed, this 4-bedroom, 3-bath residence delivers exceptional flexibility, privacy, and modern comfort—an increasingly rare opportunity in a neighborhood where homes of this size and layout are seldom available. The home features two completely independent primary suites, ideal for multigenerational households, extended guests, or flexible work-from-home living. The private owner’s wing showcases a spa-inspired bathroom with a dual-sink vanity, freestanding soaking tub, and a stunning walk-in shower with dual rain shower heads, along with a custom built-in walk-in closet. The second primary suite is perfectly suited as an in-law or guest retreat, offering true separation and versatility rarely found at this price point. At the center of the home, a brand-new custom kitchen anchors the open living space, featuring a quartz island, modern cabinetry, sleek appliances, and a layout designed for everyday living. Luxury vinyl plank flooring runs throughout the home with no carpet. Major system upgrades include a mini-split AC for the primary suite addition (2023), main AC (2020), tankless water heater (2025), and roof (2018), providing peace of mind and long-term value. The low-maintenance exterior offers expanded driveway parking and a generous fully fenced backyard with plenty room to personalize. No HOA and no flood insurance required. Short-term rentals are permitted in Largo with a City of Largo permit, adding flexibility for investors or future income potential. Pinebrook Estates is highly sought after for its high-and-dry elevation and central location, offering quick access to major highways, shopping, dining, just 25 minutes to Indian Rocks Beach, Tampa International Airport, and just 5 minutes to St. Pete-Clearwater Airport. If you enjoy outdoor activities, this home is just a short walk to Pinebrook Park with tennis courts, racquetball courts, playground, and dog park.

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 60 x 103
  • Laundry: Laundry Room
  • Year Built: 1978
  • Heating: Central
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 2,005
  • Acreage: 0.14
  • Lot Size: 60 x 103
  • Est. Taxes: $4,111
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator, Tankless Water Heater
  • MLS#: TB8469977
  • Days on Market: 33 days
  • Website: https://www.raveis.com
    /prop/TB8469977/1236870thstreet_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/1/2026 7:17:14 PM)
Listing courtesy of Compass Florida LLC   Phone: 305-851-2820

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12368 70TH STREET, Largo, FL, 33773

$515,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $412,000 $412,000 $412,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.345% 6.533% 5.783%
Monthly Tax Payment $343 $343 $343
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,437 $2,570 $3,364
Total Monthly Payment $2,872 $3,005 $3,799

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.