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Under contract-accepting backup offers. Rare dual–primary-suite home offering true multigenerational living in the heart of Pinebrook Estates. Fully remodeled and thoughtfully designed, this 4-bedroom, 3-bath residence delivers exceptional flexibility, privacy, and modern comfort—an increasingly rare opportunity in a neighborhood where homes of this size and layout are seldom available. The home features two completely independent primary suites, ideal for multigenerational households, extended guests, or flexible work-from-home living. The private owner’s wing showcases a spa-inspired bathroom with a dual-sink vanity, freestanding soaking tub, and a stunning walk-in shower with dual rain shower heads, along with a custom built-in walk-in closet. The second primary suite is perfectly suited as an in-law or guest retreat, offering true separation and versatility rarely found at this price point. At the center of the home, a brand-new custom kitchen anchors the open living space, featuring a quartz island, modern cabinetry, sleek appliances, and a layout designed for everyday living. Luxury vinyl plank flooring runs throughout the home with no carpet. Major system upgrades include a mini-split AC for the primary suite addition (2023), main AC (2020), tankless water heater (2025), and roof (2018), providing peace of mind and long-term value. The low-maintenance exterior offers expanded driveway parking and a generous fully fenced backyard with plenty room to personalize. No HOA and no flood insurance required. Short-term rentals are permitted in Largo with a City of Largo permit, adding flexibility for investors or future income potential. Pinebrook Estates is highly sought after for its high-and-dry elevation and central location, offering quick access to major highways, shopping, dining, just 25 minutes to Indian Rocks Beach, Tampa International Airport, and just 5 minutes to St. Pete-Clearwater Airport. If you enjoy outdoor activities, this home is just a short walk to Pinebrook Park with tennis courts, racquetball courts, playground, and dog park.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $412,000 | $412,000 | $412,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $343 | $343 | $343 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,437 | $2,570 | $3,364 |
| Total Monthly Payment | $2,872 | $3,005 | $3,799 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.