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WOW PRICE IMPROVEMENT!!! Welcome Home! LOVELY VILLA BEING OFFERED FULLY FURNISHED AND MOVE IN READY "TURNKEY" YES EVEN THE DISHES COME WITH THE HOUSE, READY FOR YOU TO MAKE IT YOUR HOME!The additional maintenance fee applies to exterior lawn maintenance, irrigation services, hedge trimming, and pest control spraying. Some personal items do not convey, and the seller will provide the list, please ask your agent. This Villa is Located less than 2 miles from The Villages in the highly desirable 55+ Spruce Creek South gated with guard on site community! This beautifully maintained 2-bedroom, 2-bath villa offers comfort, convenience, and privacy. The popular VILLA floor plan features a spacious kitchen and attractive newer Luxury Vinyl Plank flooring throughout the home; the lanai does have tile. The HVAC is a 2016 and well maintained, and the roof is a 2008 and in good condition PRICE IMPROVEMENT! Priced to reflect the age of the roof—excellent opportunity to add your own updates. The primary suite includes a walk-in closet and private en-suite bathroom. Relax on the enclosed Lanai/ Florida room enjoying tranquil moments and you also have a patio outside perfect for grilling and entertaining. In this Villa the resident new owner will enjoy a carefree lifestyle with yard and landscaping maintenance included in the POA. Restaurants and shopping are easily accessible by golf cart. Golf course villas are rare and there are only a few in the community—this one is a must-see and would also make an excellent seasonal retreat if you plan to stay part-time. In General Residents of Spruce Creek South enjoy a vibrant lifestyle with countless amenities, including golf, shuffleboard, pickle ball, tennis, heated community pool, spa, fitness center, separate men’s and women’s saunas, library, Billiards room, nature walks, dog park, Softball field, additional gated fenced in parking if you have a big RV, a boat, extra recreational vehicle or Trailer at an exceptional low cost to residents. There is on-site dining, and there is also a pro-shop which is part of the 18-hole golf course called "The Links" , and an active calendar of clubs and social events. Ideally located near shopping, entertainment, top medical facilities, and just minutes from The Villages, this home truly delivers the perfect blend of convenience, comfort, and community. Don’t miss this extraordinary opportunity—schedule your private or virtual tour today and experience the lifestyle waiting for you at Spruce Creek South.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $175,920 | $175,920 | $175,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $234 | $234 | $234 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,083 | $1,111 | $1,461 |
| Total Monthly Payment | $1,392 | $1,420 | $1,770 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.