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This STORYBOOK CHARMER is the one you’ve been waiting for! Located on a historic brick road in the heart of Dade City, this beautifully renovated cottage offers affordable, worry-free, turnkey living loaded with character. The interior of this mid-century bungalow was thoroughly and lovingly remodeled in 2022. The quality of the work and materials exceeds many new construction homes, with no corners cut and no expense spared. The home has LUXURY VINYL FLOORING, SOLID CORE DOORS, and LED LIGHT FIXTURES throughout. The shotgun layout is characteristic of the home’s original era and made it possible to create an OPEN CONCEPT at the heart of the home for the living, dining, and kitchen. The kitchen is trimmed with a stunning beveled GLASS TILE BACKSPLASH that coordinates perfectly with the Bianco Antico GRANITE COUNTERTOPS. The home chef will appreciate the soft-close, SOLID WOOD CABINETRY and the extra-deep, double-basin sink with a high-end, COMMERCIAL GRADE FAUCET. All of the bathroom fixtures in the home were upgraded in the remodel as well. The main bathroom features a Kohler CAST-IRON tub/shower combo surrounded by classic SUBWAY TILE and a sliding GLASS DOOR ENCLOSURE. The INTERIOR LAUNDRY ROOM is equipped with a convenient built-in shelf and clothes rack, and this is also where you’ll find the HALF BATH. This bonus lavatory is essential for household functionality! Extensive STRUCTURAL and system upgrades provide peace of mind and potential insurance savings, including NEW PLUMBING (2022), water heater (2022), HVAC unit (2020), NEW DUCTWORK (2025), electric panel (2020), METAL ROOF (2020), windows (2016), Hardie exterior siding (2016), and new exterior paint (2025). This MOVE-IN READY home is situated on a high-and-dry hillside lot that is PARTIALLY FENCED and hosts a METAL SHED on a CONCRETE SLAB for added storage. The SPACIOUS CORNER LOT offers plenty of room, and with NO HOA or deed restrictions, you’ll enjoy carefree parking for your vehicles, camper, boat, and more. The location is highly WALKABLE to historic downtown Dade City events and amenities, including parks, schools, shops, restaurants, and more! The HARDY TRAIL is a fantastic place to walk, run, or ride your bike, and it is accessible from the pathway along Meridian Avenue that starts less than 200 feet from your front door. Dade City is strategically located between Tampa Bay and Orlando, making commuting for work or pleasure a breeze. This rare gem offers a quaint, small-town lifestyle with quick access to all the best venues Central Florida has to offer, and it’s ready for your next chapter! Call today to make this storybook home yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$247,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $198,000 | $198,000 | $198,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.168% | 5.561% |
| Monthly Tax Payment | $53 | $53 | $53 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,140 | $1,186 | $1,592 |
| Total Monthly Payment | $1,268 | $1,314 | $1,720 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.