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Discover effortless living in the gated community of Thousand Oaks. This beautiful 3 bedroom, 2. 5 bathroom townhome with a 1 car garage offers soaring ceilings, a bright open-concept living and dining area, and wood-look vinyl flooring throughout. The kitchen features stainless steel appliances, ample cabinetry, and an eat-in breakfast nook ideal for entertaining. Upstairs, enjoy a spacious primary suite with dual vanities, walk-in shower, and private water closet, plus two additional bedrooms for guests or a home office. Relax on the screened-in patio with pond views and extra storage. Amenity-rich community with heated pool, tennis, basketball, fitness center, and playground. Centrally located, minutes to the beach, and all of the essentials. Don't wait, schedule your showing today! Discover effortless living in the highly desirable, gated community of Thousand Oaks. This tastefully updated 3 bedroom, 2. 5 bathroom townhome with a one-car garage offers the perfect blend of space, style, and location. Inside, soaring ceilings and a bright, open-concept living and dining area create an inviting atmosphere, enhanced by a pass-through kitchen window ideal for entertaining. Newer, durable wood-look vinyl flooring runs throughout, adding warmth and easy maintenance. The fully equipped kitchen features stainless steel appliances, ample wood cabinetry, and a charming eat-in breakfast nook, perfect for casual brunches or morning coffee chats with the family. The first floor also includes a convenient half bath and laundry access located in the spacious one-car garage. Upstairs, all bedrooms are thoughtfully positioned for privacy. The expansive primary suite is a true retreat, complete with an en suite bathroom featuring dual vanities, a walk-in shower, and a private water closet. Two additional bedrooms and a full guest bath provide flexible options for a home office, guest accommodations, or additional living space. Step outside to the screened-in patio with extra storage and enjoy tranquil pond views, ideal for morning bird watching or relaxing with a glass of wine in the evenings. This highly desired, amenity-rich community offers a heated pool, tennis and basketball courts, fitness center, and playground. Centrally located, nearby all the essentials and just minutes from the beach, The Gardens Mall, and a variety of dining and shopping destinations, this move-in-ready home delivers comfort, convenience, and lifestyle in one exceptional offering. Schedule your showing today, opportunities like this don't last.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $276,000 | $276,000 | $276,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $73 | $73 | $73 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,653 | $1,743 | $2,292 |
| Total Monthly Payment | $1,801 | $1,891 | $2,440 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.