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Prime waterfront lot opportunity. This exceptional 80' x 125' waterfront lot in Waterview, Section 94 of South Gulf Cove, a deed restricted community, offers direct access to Charlotte Harbor and the Gulf of Mexico with no fixed bridges. This lot located on the Santa Cruz Waterway a deep-water canal suitable for sailboats. The lot has rear southern exposure ensuring ample sunlight and warmth throughout the day. It also features a picturesque view of the preserve across the waterway, enhancing privacy and offering serene, scenic beauty. Past the greenbelt, that the HOA owns for conservation and protection, there is a dock with a boat lift in place, but both require updating. The neighborhood is experiencing growth, with new custom-built homes emerging on Liggett Circle and surrounding streets, making this area one of the most unique and sought-after for Gulf access in the area. South Gulf Cove provides residents with a variety of amenities, including a boat ramp, playground, clubhouse, and parks. These features allow residents to fully enjoy the beauty and recreational opportunities that Florida has to offer. Prospective buyers and their agents are encouraged to verify all homeowners' association (HOA) uses and restrictions, environmental conditions, and any endangered species restrictions associated with this lot before proceeding with a purchase.
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Our Executive Mortgage Banker:
Our Insurance Division:
$240,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $192,000 | $192,000 | $192,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.873% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,136 | $1,182 | $1,568 |
| Total Monthly Payment | $1,211 | $1,257 | $1,643 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.