430 ST ANDREWS DRIVE, Belleair, FL, 33756 | $6,499,000

Florida luxury living reaches its pinnacle behind the private, guarded gates of coveted Belleview Island in beautiful Belleair, where this extensively remodeled and thoughtfully renovated residence makes a striking first impression with exceptional curb appeal and a paver driveway welcoming you home. Perfectly positioned to capture both breathtaking sunrises and glowing sunsets, the home is wrapped in balconies that frame sweeping water, golf course, and tropical views at every turn. Inside, an open and inviting interior unfolds in soothing neutral tones, enhanced by custom ceilings, detailed moldings, and an abundance of natural light. The desirable floor plan offers a formal living room anchored by an electric fireplace for cozy evenings, while the dining room is adorned with custom built-ins and showcases panoramic Intracoastal views stretching across to the bluffs of Belleair. A lower-level guest bedroom enjoys serene pond views and a private ensuite with a quartz vanity, offering comfort and privacy for visitors. The spacious family room features built-ins, a gas fireplace, and stunning water views, flowing seamlessly into a truly dream-worthy kitchen complete with a quartz island with seating, top-of-the-line stainless steel appliances including a natural gas cooktop, Viking refrigerator, and two dishwashers, plus a private desk overlooking lush tropical foliage. A generous laundry room with sink, abundant storage, dumbwaiter, and access to a screened “catio” adds both convenience and charm. Upstairs, the primary suite is a peaceful retreat with spectacular Belleair Country Club golf course views and sunrises over the Intracoastal enjoyed right from bed, complemented by a huge custom closet, electric blinds, and a spa-like ensuite featuring custom tile, a double sink vanity, walk-in shower, and a luxurious soaking tub. Additional bedrooms are equally well appointed, each offering its own unique luxury, from tranquil pond views to pool and Intracoastal vistas, ensuring family and guests enjoy both privacy and refined comfort. A versatile bonus room with pond views and a private balcony provides the perfect space for a home office or creative studio. The downstairs uninsurable area is designed for enjoyment and flexibility with a theatre and entertainment space, room for three cars and a golf cart, and ample space for a home gym, while a brand-new three-car garage with split A/C brings total covered parking to six vehicles. Outdoors, a resort-style setting awaits with a newly resurfaced pool surround, a 2022 seawall, and a dock inviting endless days soaking up the Florida sunshine on the water. Completing this exceptional offering are a whole-house generator, new outdoor lighting and irrigation, a comprehensive security system with cameras, impact windows and an electric car charger, all just moments from Belleair Country Club, The Pelican Golf Club, local restaurants, boutique shopping, two airports, and the sparkling beaches that make this area so sought after.

Features

  • Amenities: Gated, Security
  • Rooms: 3
  • Bedrooms: 5
  • Baths: 4 full / 1 half
  • Lot Size: 128 x 194
  • Laundry: Inside, Laundry Room
  • Year Built: 1989
  • Garage: 6-car Electric Vehicle Charging Station(s), Garage Door Opener, Garage Faces Side, Golf Cart Garage, Oversized, Workshop in Garage
  • Heating: Central, Electric, Zoned
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 5,296
  • Acreage: 0.9
  • Lot Size: 128 x 194
  • Est. Taxes: $93,442
  • HOA Fee: $1,536 Quarterly
  • Lot Desc: City Lot, Landscaped, Near Golf Course, Sidewalk
  • View: Golf Course, Water
  • Pool: Gunite, Heated, In Ground, Lighting, Salt Water
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Refrigerator, Water Softener
  • MLS#: TB8464965
  • Days on Market: 39 days
  • Website: https://www.raveis.com
    /eprop/TB8464965/430standrewsdrive_belleair_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/10/2026 5:47:06 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-581-9411

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

430 ST ANDREWS DRIVE, Belleair, FL, 33756

$6,499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $5,199,200 $5,199,200 $5,199,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.154% 6.031% 5.991%
Monthly Tax Payment $7,787 $7,787 $7,787
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $29,520 $30,755 $43,175
Total Monthly Payment $37,432 $38,667 $51,087

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.