634 EDGEWATER DRIVE, #848, Dunedin, FL, 34698 | $525,000

One or more photo(s) has been virtually staged. BIRDS-EYE MARINA & GULF VIEWS IN THE HEART OF DUNEDIN. Enjoy a spectacular bird's-eye view of the iconic Dunedin Marina and sparkling St Joseph Sound from this light-filled condo, where nature and nautical beauty are always on display. Watch an outstanding array of seagulls, osprey, pelicans, dolphins, sailboats and pleasure boats glide by, with Honeymoon Island completing the postcard-perfect backdrop.
Inside new vinyl flooring in the living room, dining area, and bedrooms creates a fresh modern feel. PGT hurricane -impact resistant windows provide peace of mind, while major updates include a new roof on the building in 2025 and HVAC replaced in 2020. This home offers a blank canvas for someone's vision and special touch-an ideal opportunity to customize and make it your own.
Located in a popular, active 55+ community known for its strong sense of community spirit, neighbors truly look out for one another while enjoying a wide variety of leisure activities. Build lasting friendships and memories in a setting that offers more amenities than most condos, including a heated pool, waterfront clubhouse, fitness center, recreation center and dining hall. Additional features a covered cookout area with gas grills, kayak storage with water access and bike storage.
The location is unbeatable just around the block from the heart of vibrant, high-energy downtown Dunedin. Enjoy easy access to numerous breweries, bars, clubs, boutiques, cafes, and top-rated restaurants. With abundant outdoor activities , plus nearby sporting and cultural events, this home delivers a truly exceptional quality of life.
Don't miss this opportunity for fun in the sun and waterfront living at its best. BOOK YOUR APPOINTMENT TODAY TO VIEW THIS SPECIAL CONDO.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Clubhouse, Elevator(s), Fitness Center, Laundry, Lobby Key Required, Maintenance, Pool, Recreation Facilities, Storage
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Complex: EDGEWATER ARMS 4TH CONDO
  • Year Built: 1974
  • Approx Sq. Feet: 1,465
  • Est. Taxes: $7,019
  • Condo Fee: $1,181 Monthly
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: TB8468859
  • Days on Market: 40 days
  • Website: https://www.raveis.com
    /prop/TB8468859/634edgewaterdrive_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/19/2026 11:47:06 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-781-3700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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634 EDGEWATER DRIVE, #848, Dunedin, FL, 34698

$525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $420,000 $420,000 $420,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.508% 5.794%
Monthly Tax Payment $585 $585 $585
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,518 $2,620 $3,432
Total Monthly Payment $3,195 $3,297 $4,109

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.