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Tucked into the Blue Ridge foothills near downtown Pickens, 523 Upper Springs Road offers privacy, long-range mountain views, and meaningful updates in a peaceful nature-rich setting. This refreshed 4 bedroom + loft, 2 bath retreat offers approximately 2, 940 square feet with two spacious living areas, soaring ceilings, expansive windows, and French doors that open to covered porches across the front and both rear levels. Updates include a new 50-year metal roof, refreshed interiors, kitchen tile and backsplash, updated hardware, finished walkout basement spaces, new carpet, and improved utility areas. Outdoors, enjoy a private pool surrounded by forest and layered mountain views, with new pool equipment, refreshed decking, and custom rock pathways. A separate three-car garage adds storage, workshop, or vehicle space. Near Nine Times Preserve, Nine Times Forest, Caesars Head, and Foothills Trail access, this is a rare private mountain retreat with true lifestyle appeal.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$740,671
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $592,537 | $592,537 | $592,537 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $161 | $161 | $161 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,648 | $3,794 | $4,960 |
| Total Monthly Payment | $3,900 | $4,046 | $5,212 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.