125 BURNS ROAD, Terra Ceia, FL, 34250 | $1,995,000

Welcome to an exceptional coastal retreat in the sought-after waterfront community of Terra Ceia, where refined craftsmanship, thoughtful design, and true Florida boating lifestyle come together in perfect harmony. Custom-built in 2020, this four-bedroom, four-bathroom, three-story residence with elevator and a three-car garage offers a rare blend of luxury, functionality, and timeless coastal elegance. From the moment you arrive, the home makes a striking impression with its metal roof, paver driveway, lush landscaping, and a welcoming breezeway that leads to the front double doors with leaded-glass detail. Step inside and you are immediately greeted by travertine floors and Brazilian teak stairs and flooring on all levels. The open-concept main living area seamlessly connects the living room, dining space, and kitchen, with expansive windows framing serene water views and filling the home with natural light. The dining area features beautiful built-in cabinetry and a dry bar, perfect for hosting intimate dinners or larger gatherings. The kitchen is a true showpiece, anchored by a large two-tiered island with bar-style seating and finished with Brazilian quartzite countertops, custom cabinetry, and a walk-in pantry. Coastal teal and white accents, a mosaic tile backsplash with seashell inlay, professional series stainless steel appliances with integrated technology, a built-in ovens, and glass-front cabinets add personality and sophistication. French doors open to a private balcony, ideal for enjoying morning coffee, alfresco meals, or a sunset cocktail with water views as your backdrop. The primary suite is a peaceful retreat, highlighted by a bay window with built-in bench seating and storage, oversized cedar-lined dual walk-in closets with custom organizers, and a beautifully appointed en suite bathroom featuring separate vanities and a bespoke walk-in shower with marble tile and multiple shower heads. A private elevator provides effortless access to all levels of the home, including the additional floors that offer two more bedrooms, 2 full bathrooms, and a dedicated home office—perfect for today’s flexible lifestyles. The in-law suite with its own entrance, private balcony, bathroom, and kitchenette offers incredible versatility for guests, multigenerational living, or a private workspace. Outdoors, the property truly shines. A separate waterfront outdoor pavilion and the backyard is an entertainer’s dream and a personal oasis, complete with an outdoor kitchen, sparkling saltwater pool, and a private 60-foot boat dock with canal access that leads directly out to Tampa Bay. Adding to its appeal, this home was built to the latest hurricane standards, with a metal roof and impact-rated windows. Enjoy convenient access to Tampa International Airport, Sarasota/Bradenton International Airport, with a mix of local and national dining and shopping options. There are quick connections to I-75, I-275, US 41, US 301, and US 19. This is a rare opportunity to own a meticulously designed waterfront home that delivers luxury finishes, exceptional flexibility, and premier boating access in one of Florida’s most distinctive and desirable coastal communities.

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 4 full
  • Lot Size: 85 x 120
  • Laundry: Laundry Room
  • Style: Key West
  • Year Built: 2020
  • Garage: 3-car Driveway, Garage Door Opener, Garage Faces Side, Golf Cart Parking
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,042
  • Acreage: 0.23
  • Lot Size: 85 x 120
  • Est. Taxes: $14,140
  • Lot Desc: In County
  • View: Water
  • Elem. School: Palm View Elementary
  • Middle School: Lincoln Middle
  • High School: Palmetto High
  • Pool: Auto Cleaner, In Ground, Salt Water
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Other, Range Hood, Refrigerator, Washer
  • MLS#: L4958501
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /eprop/L4958501/125burnsroad_terraceia_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/6/2026 8:17:07 PM)
Listing courtesy of Compass Florida LLC   Phone: 305-851-2820

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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125 BURNS ROAD, Terra Ceia, FL, 34250

$1,995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,596,000 $1,596,000 $1,596,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.130% 5.984% 5.912%
Monthly Tax Payment $1,178 $1,178 $1,178
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,062 $9,441 $13,253
Total Monthly Payment $10,365 $10,744 $14,556

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.