29 EMBER Street, Saint Augustine, FL, Florida, property flyer

29 EMBER Street, Saint Augustine, FL, 32092 | $269,000

Welcome to Waterford Lakes, a gated community tucked inside the highly sought after Silverleaf neighborhood in St Johns County. This well maintained 2 bedroom, 2. 5 bathroom townhome offers 1, 210 square feet of smartly designed living space with a single car garage and is located in an A rated school district.

The open concept first floor is ideal for everyday living and entertaining, featuring a spacious kitchen with granite countertops, bar seating, white cabinetry, a pantry, natural gas appliances, and plenty of natural light. Smart home and energy saving features add comfort and efficiency, making this home as practical as it is inviting.

Upstairs, both bedrooms are generously sized and each includes its own private full bathroom and oversized walk in closet, making it a great setup for roommates, guests, or a low maintenance primary residence. A convenient half bath is located downstairs for guests. Residents of Waterford Lakes enjoy resort style amenities including a community pool, splash pad, fitness center, clubhouse, and scenic nature trails, all within a golf cart friendly community. Located just minutes from shopping, dining, and easy interstate access, this home offers convenience without sacrificing lifestyle. Low HOA fees and no CDD fees add even more value. Whether you are looking for a primary home or a solid investment opportunity in one of St Johns County's fastest growing areas, this home checks all the boxes. Schedule your private showing today.

Features

Amenities: Pool, Children's Pool, Clubhouse, Fitness Center, Gated
Bedrooms: 2
Baths: 2 full / 1 half
Laundry: In Unit
Year Built: 2023
Garage: 1-car
Heating: Central

Cooling: Central Air
Approx Sq. Feet: 1,210
Acreage: 0.05
Est. Taxes: $2,089
HOA Fee: $383 Quarterly
Elem. School: Liberty Pines Academy
Middle School: Liberty Pines Academy

High School: Tocoi Creek
Appliances: Dishwasher, Disposal, Dryer, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
MLS#: 2127723
Days on Market: 33 days
Website: https://www.raveis.com
/prop/2127723/29emberstreet_saintaugustine_fl?source=qrflyer

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of IHEART REALTY INC

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

Market your home to realize a quick sale at the best possible price
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Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

Is available to meet with you in our office, your home or office, evenings or weekends
Offers you pre-approval in minutes!
Provides a guaranteed closing date that meets your needs
Has access to hundreds of loan programs, all at competitive rates
Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

Will Provide a home insurance quote within 24 hours
Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

29 EMBER Street, Saint Augustine, FL, 32092

$269,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

	5/6 (30 Yr) Adjustable Rate Conforming*	30 Year Fixed-Rate Conforming	15 Year Fixed-Rate Conforming
Loan Amount	$215,200	$215,200	$215,200
Term	360 months	360 months	180 months
Initial Interest Rate**	5.500%	5.990%	5.250%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	6.197%	6.156%	5.541%
Monthly Tax Payment	$174	$174	$174
H/O Insurance Payment	$75	$75	$75
Initial Principal & Interest Pmt	$1,222	$1,289	$1,730
Total Monthly Payment	$1,471	$1,538	$1,979

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.