|
|
Welcome to effortless coastal living or investment opportunity in one of St. Augustine’s most convenient and desirable beach communities. This updated 2-bedroom, 1. 5-bath end-unit condo offers privacy, functionality, and a relaxed beachside lifestyle close to the beach walkover, with nearby drive-on beach access. This unit allows nightly rentals! This two-story end unit features a comfortable and practical main living area with an open layout that flows into the updated kitchen, complete with stainless steel appliances, quartz countertops, modern cabinetry, a tiled backsplash, and fixtures—ideal for everyday living or hosting after a day at the beach. Upstairs are two generously sized bedrooms with ample closet space. Wood-look laminate flooring on the stairs and throughout the second floor, along with tile in select areas, provides durability and easy care. The private balcony off the primary bedroom offers peaceful water view and a quiet spot to unwind and enjoy coastal breezes. Rio Del Mar is a quiet beachside community. This unit was replumbed and remodeled in 2017, including exterior Hardie board siding. Water heater and appliances replaced in 2017; brand-new stove. AC approximately two years old. Tile flooring on main level; laminate wood flooring on stairs and second floor. Private balcony off primary bedroom. Private storage shed, ample parking, and outdoor shower. Septic system maintained; pump alarm replaced. HOA includes water and garbage; no CDD fees. Washer and dryer do not convey. Currently tenant occupied—call for details. Just one block from drive-on beach access at Dondanville Rd and a short distance to beach walkover access. Convenient to live music at The Amp, local restaurants and bars. The Lighthouse, Alligator Farm, and Historic Downtown St. Augustine are a short drive south on the island.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$279,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $223,200 | $223,200 | $223,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.541% |
| Monthly Tax Payment | $215 | $215 | $215 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,267 | $1,337 | $1,794 |
| Total Monthly Payment | $1,557 | $1,627 | $2,084 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.