124 Rio Del Mar Unit C, Saint Augustine, FL, 32080 | $279,000

Welcome to effortless coastal living or investment opportunity in one of St. Augustine’s most convenient and desirable beach communities. This updated 2-bedroom, 1. 5-bath end-unit condo offers privacy, functionality, and a relaxed beachside lifestyle close to the beach walkover, with nearby drive-on beach access. This unit allows nightly rentals! This two-story end unit features a comfortable and practical main living area with an open layout that flows into the updated kitchen, complete with stainless steel appliances, quartz countertops, modern cabinetry, a tiled backsplash, and fixtures—ideal for everyday living or hosting after a day at the beach. Upstairs are two generously sized bedrooms with ample closet space. Wood-look laminate flooring on the stairs and throughout the second floor, along with tile in select areas, provides durability and easy care. The private balcony off the primary bedroom offers peaceful water view and a quiet spot to unwind and enjoy coastal breezes. Rio Del Mar is a quiet beachside community. This unit was replumbed and remodeled in 2017, including exterior Hardie board siding. Water heater and appliances replaced in 2017; brand-new stove. AC approximately two years old. Tile flooring on main level; laminate wood flooring on stairs and second floor. Private balcony off primary bedroom. Private storage shed, ample parking, and outdoor shower. Septic system maintained; pump alarm replaced. HOA includes water and garbage; no CDD fees. Washer and dryer do not convey. Currently tenant occupied—call for details. Just one block from drive-on beach access at Dondanville Rd and a short distance to beach walkover access. Convenient to live music at The Amp, local restaurants and bars. The Lighthouse, Alligator Farm, and Historic Downtown St. Augustine are a short drive south on the island.

Features

  • Parking: Other-See Remarks
  • Heating: Electric
  • Cooling: Central
  • Levels: 2
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Complex: Rio Del Mar
  • Year Built: 1983
  • Common Charge: $230
  • Approx Sq. Feet: 960
  • Est. Taxes: $2,580
  • Lot Desc: Water View, See Green Features
  • Elem. School: W. D. Hartley
  • Middle School: Gamble Rogers
  • High School: Pedro Menendez
  • MLS#: 260520
  • Days on Market: 34 days
  • Website: https://www.raveis.com
    /prop/260520/124riodelmarunitc_saintaugustine_fl?source=qrflyer
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Listing courtesy of Thompson Realty & Development, Inc.

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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124 Rio Del Mar Unit C, Saint Augustine, FL, 32080

$279,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $223,200 $223,200 $223,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.156% 5.541%
Monthly Tax Payment $215 $215 $215
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,267 $1,337 $1,794
Total Monthly Payment $1,557 $1,627 $2,084

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.