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528 Islebay Blvd, Apollo Beach, FL | 5 Bed 4 Bath | 3, 304 sq ft | Waterfront | Private Dock & 10, 000-lb Boat Lift AND Jet Ski Lift! | David Weekley "Key West" Floor Plan
Wake up to waterfront living and be on Tampa Bay in minutes.
This is the waterfront home that gives you everything – and we mean everything. Direct saltwater canal access. Your own private dock with a 10, 000-lb boat lift and Jet Ski lift ready to go. Seawall installed in 2020. And the best part? You're getting way more house than those cookie-cutter new builds for seriously less money.
The David Weekley Key West floor plan is legendary for a reason – four bedrooms downstairs including your primary suite, plus a massive upstairs loft that works as a fifth bedroom, guest suite, home office, or whatever you need it to be. No climbing stairs to bed every night.
The upgrades are insane: Waterproof luxury vinyl plank flooring throughout (2023) – zero carpet to worry about. Kitchen refreshed in 2021 with granite counters, 42-inch cabinets, and a gas cooktop. Fresh paint everywhere. Plantation shutters and faux wood blinds on every window.
But the backyard? Game over. Outdoor kitchen (2021) loaded with Blaze stainless appliances, granite counters, and yes – a built-in beer tap. Brick pavers. Low-maintenance turf. Adjustable awning for shade. This is where you'll live on weekends.
Mechanicals dialed in: Roof (2019). HVAC and water heater (2018). Seawall (2020). Stainless appliances. Upgraded toilets. Polyaspartic garage floor that looks showroom-ready.
MiraBay lifestyle included: Two heated pools. 24-hour fitness center. Basketball, Tennis and pickleball. Parks, playgrounds, watersports. Golf cart to the village for shopping and dining. Waterfront trails everywhere.
This is your chance to own the waterfront life without the waterfront price. Let's get you on that boat lift.
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Our Executive Mortgage Banker:
Our Insurance Division:
$929,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $743,200 | $743,200 | $743,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.300% | 6.361% | 6.203% |
| Monthly Tax Payment | $1,188 | $1,188 | $1,188 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,396 | $4,576 | $6,272 |
| Total Monthly Payment | $5,676 | $5,856 | $7,552 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.