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Positioned high and dry at the front of the neighborhood, this move-in-ready island residence has experienced ZERO FLOODING and has no history of FEMA insurance claims—a rare opportunity at an exceptional price point, for such a stunning home filled with refined upgrades just moments from the sugar-sand shores of Pass-A-Grille Beach. Offering exceptional flexibility for today’s buyers-seller will consider cash, traditional financing and cryptocurrency as acceptable forms of purchase.
Located less than a quarter mile from the beach, this beautifully upgraded 3-bedroom, 3-full bath home offers an ideal blend of coastal charm, thoughtful design, and modern comfort. Set on an oversized nearly 9, 000 sq ft lot, the 1, 711 sq ft interior features tile throughout, creating a timeless and cohesive flow.
The thoughtfully updated kitchen (2020) anchors the home with crisp cabinetry, stainless steel appliances, and an open connection to the living and dining spaces—perfect for both everyday living and entertaining. A spacious primary suite addition completed in 2023 adds exceptional functionality, featuring generous closet space, a private en-suite bath, and its own mini-split system. One guest bedroom also offers an en-suite bath, and storage is abundant throughout, including a dedicated laundry room with additional cabinetry.
Step outside to a private backyard retreat designed for year-round enjoyment. Renovated and expanded in 2020, the outdoor space showcases a 17’ x 33’ heated saltwater pool with therapy jets, surrounded by Turkish travertine decking, Egyptian marble coping, and lush landscaping. A covered lanai with a striking tongue-and-groove ceiling provides shaded comfort, while hurricane-resistant windows and sliders open seamlessly to the patio for effortless indoor-outdoor living.
Additional upgrades include a new electrical panel (2023), updated garage door, refinished garage floor, and hurricane-rated windows and doors along the rear of the home.
Located in the highly sought-after, golf-cart-friendly Viña Del Mar community, residents enjoy access to a waterfront park with tennis and basketball courts, playground, and dog park. Stroll or ride to Pass-A-Grille’s boutiques and restaurants, enjoy nightly sunsets, or take advantage of quick access to downtown St. Petersburg and Tampa International Airport.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $956,000 | $956,000 | $956,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.750% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.046% | 5.846% | 5.700% |
| Monthly Tax Payment | $1,073 | $1,073 | $1,073 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,279 | $5,579 | $7,811 |
| Total Monthly Payment | $6,477 | $6,777 | $9,009 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.