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Welcome to Windward Bay Condos on Indian Rocks Beach, where luxury meets effortless coastal style. Perfectly positioned along the Intracoastal Waterway, this beautifully renovated 2 bedroom, 2. 5 bathroom townhome-style condo offers thoughtful upgrades throughout and the laid-back luxury of beachside living. As you arrive, you’ll appreciate the elevated construction on stilts offering peace of mind along with a newer roof. The front of the home faces east, welcoming morning light, while the west-facing balcony sets the stage for unforgettable evening sunsets (no two are alike!) Three dedicated under-building parking spaces are included, along with additional guest and golf cart parking, making coming and going a breeze. Walking inside, you’re greeted by a high-end whole-home renovation featuring fresh interior paint, upgraded electrical outlets, recessed lighting, and durable vinyl plank flooring. High end Impact grade windows and doors, including a newer front composite door and back slider, provide peace of mind, insurance discounts, noise mitigation, aesthetics, and energy efficiency throughout. Upstairs at the main level, the living space flows seamlessly to a large private balcony, perfect for morning coffee or evening cocktails. The kitchen was fully modernized and is both functional and stylish, featuring quartzite countertops, stainless steel under-mount sink, deep drawers for pots and pans, soft-close cabinetry, a pantry with roll-out shelving, a lazy Susan corner cabinet, and an electric stove with double oven and convection options. The island offers power on both ends, including a USB port, while dimmable kitchen and dining lights add the perfect finishing touch. The nook just off the kitchen provides the ideal space for a home office or additional bedroom. An inside laundry room adds everyday convenience with washer and dryer included. Upstairs at the second level, the layout is thoughtfully designed for comfort and privacy. The owner’s suite easily accommodates a king-size bed and includes room-darkening blinds, remote-controlled ceiling fans, a walk-in closet, and attic access with pull-down stairs and added insulation completed in 2023. The ensuite bathroom has been fully upgraded with new vanities, premium lighting, tile, countertops, and fixtures, and features an expansive walk-in shower with multi option rain head. The guest bedroom offers impressive versatility with an installed queen Murphy bed that conveys, complete with a fold-out table, built-in storage, and shelving. All bathrooms, including the half bath, were fully renovated in April of 2022 with recessed lighting and dimmers, coastal-inspired finishes, and updated fixtures throughout. Additional storage can be found under the stairs and beneath the unit, providing ample space for beach gear and extras. Outside your door, enjoy resort-style amenities including a sparkling pool, grill station, lounge area, restrooms, resident-priority beach parking, and a golf-cart-friendly community. Located just a short stroll from the sugar-sand beaches of Indian Rocks Beach. Moments from fresh local fare, surf shops, boat ramp, community garden, art center, various parks, and the Nature Preserve. This is a rare opportunity to own a move-in-ready Beach Home that blends modern updates, flexible living spaces, and an unbeatable beachside location. Welcome to the island!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.648% |
| Monthly Tax Payment | $374 | $374 | $374 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,484 | $2,586 | $3,404 |
| Total Monthly Payment | $2,950 | $3,052 | $3,870 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.