4033 PHOENICIAN WAY, Winter Haven, FL, 33884 | $414,900

***$10k price reduction ***Located within the prestigious Lake Ashton 55+ community, offering gated entry with 24-hour guard service, this beautifully appointed three-bedroom, two-bath pool home offers a refined Florida lifestyle defined by comfort, quality, and thoughtful design. Lush, well-maintained landscaping and a welcoming screened front porch create an elegant first impression and set the tone for the home’s inviting interior.
Upon entry, the spacious and open layout draws the eye through the living room to a triple sliding glass door, filling the space with natural light and creating a seamless connection to the outdoor living area. Luxury vinyl plank flooring enhances the main living areas, while plush carpeting in the bedrooms adds warmth and comfort—making the home equally well-suited for everyday living and entertaining.
The sliding glass door opens to a screened pool and patio, where a heated saltwater pool with an attached built-in spa provides a private retreat for relaxation or hosting guests. The kitchen is thoughtfully designed with granite countertops, an oversized breakfast bar capable of accommodating generous seating, and a large walk-in pantry. A dinette area and formal dining space flow effortlessly into the expansive living room, further enhancing the home’s open and airy feel.
The primary suite features a well-designed en suite bathroom with dual sinks thoughtfully separated for added functionality, along with a generously sized walk-in closet.
Bedroom two (2) is accented with classic plantation shutters, adding charm and curb appeal to the front elevation of the home. Bedroom three (3) offers exceptional versatility with two closets and a built-in desk area with additional cabinetry—ideal for a home office, hobby space, or guest accommodations.
Modern appeal is enhanced by brand-new interior and exterior paint, a whole-house water purification and softener system, and a newly installed, state-of-the-art Pentair pool and spa automation system. This fully integrated technology offers intuitive programmable control of filtration, heating, lighting, and water features.
The three-car garage, designed with two separate doors, includes a two-car garage equipped with a retractable insect screen, while the golf cart garage offers additional storage and convenience.
Lake Ashton is a distinguished 55+ golf community ideally positioned between Orlando and Tampa, offering a well-curated lifestyle in a beautifully maintained setting. Residents enjoy access to an impressive clubhouse featuring an on-site restaurant and lounge, grand social and event spaces, a fitness center, indoor and outdoor pools, pickleball and tennis courts, dog parks, scenic walking paths, and a wide variety of clubs and activities. Optional golf memberships are available for those who wish to enjoy the community’s championship courses and practice facilities.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2018
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,095
  • Acreage: 0.15
  • Est. Taxes: $8,665
  • HOA Fee: $60 Annually
  • View: Pool, Water
  • Adult Communities: Yes
  • Pool: Heated, In Ground, Lap, Lighting, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Purifier, Water Softener
  • MLS#: L4958996
  • Days on Market: 48 days
  • Website: https://www.raveis.com
    /prop/L4958996/4033phoenicianway_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/25/2026 4:49:31 AM)
Listing courtesy of THE STONES REAL ESTATE FIRM   Phone: 863-412-2080

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4033 PHOENICIAN WAY, Winter Haven, FL, 33884

$414,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $331,920 $331,920 $331,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.407% 6.577% 5.986%
Monthly Tax Payment $722 $722 $722
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,990 $2,071 $2,756
Total Monthly Payment $2,787 $2,868 $3,553

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.