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Stunning Ernie White Home with Private Suite & Modern Upgrades**
The Perfect Blend of Versatility and Peace of Mind**
Welcome to this beautifully updated Ernie White masterpiece, where classic quality meets modern luxury. Situated in one of Lakeland’s most sought-after locations, this home offers more than just a place to live—it offers a lifestyle. Whether you need a dedicated home office, space for multi-generational living, or room for a growing family, this flexible floor plan (effectively functioning as a 5-bedroom home) is ready to adapt to your needs.
The Highlight: Private Guest/In-Law Suite**
The thoughtfully converted garage has been transformed into a fully-equipped mother-in-law suite. This private retreat features:
A private exterior entrance.
A dedicated kitchenette with a full-size refrigerator.
A full private bathroom.
Ideal for guests, extended family, or a high-end rental opportunity.
Interior Excellence**
Flexible Layout: 3 traditional bedrooms plus a large office and the suite conversion.
Modern Aesthetics: Gleaming hardwood floors throughout and an open-concept floor plan designed for entertaining.
Chef’s Inspiration: A recently updated kitchen that flows seamlessly into the living spaces and a large, sun-drenched enclosed sunroom.
Spa-Like Comfort: Beautifully renovated bathrooms with contemporary finishes.
Recent High-Value Upgrades**
Rest easy knowing the heavy lifting has already been done:
Re-plumbed (2024)
New Roof (2022)
New Hot Water Heater (2022)
Dual HVAC Systems (2019)
Bonus: Fully wired for a generator, ensuring your comfort in any weather. Garage can be easily converted back to a fully functional 2 car garage.
Outdoor Living & Storage**
The oversized backyard is a private oasis, perfect for weekend BBQs or quiet mornings.
Gazebo: A charming focal point for outdoor gatherings.
Storage Galore: Two spacious sheds provide ample room for tools, hobbies, or seasonal decor.
Prime Lakeland Location**
Enjoy the best of Florida living just minutes from your front door:
Recreation: Steps from the YMCA, 3 Park Trail, and the iconic Lake Hollingsworth loop.
Golf: Close proximity to local golf courses.
Convenience: Easy access to the Polk Parkway, premium shopping, and dining.
This is a rare find—a move-in-ready home with significant upgrades and unique living flexibility. All that’s left to do is unpack and welcome home!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $217 | $217 | $217 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,709 | $2,781 | $3,654 |
| Total Monthly Payment | $3,018 | $3,090 | $3,963 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.