97 COLECHESTER LANE, Palm Coast, FL, 32137 | $610,000

Under contract-accepting backup offers. Welcome home to an amazing opportunity to own a piece of coastal paradise! This meticulously maintained 4 bedroom, 2 bath, 1, 856 SqFt home has everything you need to enjoy a true Florida lifestyle. Situated on a saltwater canal and across from the Long Creek Nature Preserve, this home features beautiful views, a serene and peaceful atmosphere, and a private and quiet neighborhood.

Boasting 70 feet of saltwater canal frontage, a private dock, and a new 7, 500 lb. capacity boat lift with pontoons installed in 2023, this home is perfect for enjoying days on the water! The Intracoastal Waterway (ICW) is just 2. 5 miles away and easily accessed from your private dock, and it is only a short 15 mile cruise to the Matanzas Inlet for direct ocean access. When not out boating or fishing, enjoy the beautiful outdoor living space, centered around a propane-heated saltwater pool that overlooks the canal and boat dock. Just imagine waking up, going for a morning swim, and then heading out for a day on the ocean or ICW! The indoor/outdoor design continues with slider doors from both the primary and a guest bedroom directly onto the lanai, and the guest bath also provides convenient pool access - excellent for entertaining!

Inside, this beautiful home offers a desirable split floor plan with a well-appointed kitchen that opens to the sunny breakfast nook and the living areas. The kitchen features Whirlpool Gold appliances, a breakfast bar, and a reverse osmosis filtration system in the sink. In addition, this home has several updates to give the new owner peace of mind so that they can spend more time enjoying this peaceful oasis. The home features a whole-house generator switch, the roof was replaced recently in 2023, and the HVAC evaporator coil was replaced in 2020. The pool was updated with a new salt water pool cell, pool light, and robotic cleaner in 2023, with a new propane heater in 2020. Added bonus, the irrigation system is on a well, saving you a ton of money to keep the grass green. Driving up the home, you will notice the Shark Coating driveway and sidewalk installed in 2025, adding extra curb appeal and functionality to this stunning home.

This is a rare opportunity to own a move-in-ready, waterfront home that seamlessly blends luxury, tranquility, and the saltwater lifestyle.

Schedule your private showing today and experience the waterfront lifestyle you've been waiting for!

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 70 x 125
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 2005
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,856
  • Acreage: 0.2
  • Lot Size: 70 x 125
  • Est. Taxes: $7,210
  • Lot Desc: Landscaped
  • View: Water
  • Elem. School: Old Kings Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Pool: Heated, In Ground, Lighting, Salt Water
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer
  • MLS#: FC315450
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/FC315450/97colechesterlane_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/1/2026 10:17:07 AM)
Listing courtesy of REALTY EXCHANGE, LLC   Phone: 386-931-6311

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

97 COLECHESTER LANE, Palm Coast, FL, 32137

$610,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $488,000 $488,000 $488,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $601 $601 $601
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,695 $2,887 $3,891
Total Monthly Payment $3,388 $3,580 $4,584

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.